Bay County property record for 604 E 8th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 700 sqft · built 1942 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $341 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16706-000-000 |
| Primary APN | 16706-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 700 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 50 ft deep x 35 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 604 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3532 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC04 |
| Legal Description | 4 4S 14W -246- 69A BEG 647 N & 122.2 E OF SW COR OF SE1/4 OF SE1/4 OF SW1/4 TH E 35 S 50 W 35 TH N 50 TO BEG ***AND*** 4 4S 14W -222.3- 69A LOT 4 BLK 3 BREWTON SUB AKA BEG 50 S OF SE COR OF INTER- SECTION OF 8TH ST & HAMILTON AV TH S 50 E 125 N 50 W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | BREWTON SUB |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 1600 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5328 PEPPERTREE CT, PANAMA CITY, FL 32404-6354 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 13, 2024 |
| Transfer Doc | 0048111291 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341.00 (-0.87%) | $21,648 (+78.82%) Land $21,648 | $21,648 (+18.52%) Land $21,648 |
| 2024 | $344.00 (+194.02%) | ||
| 2023 | $117.00 (-43.48%) Homeowner's exemption | $12,106 (+3%) | $18,265 (+34.33%) Land $18,265 |
| 2022 | $207.00 Homeowner's exemption | $11,753 | $13,597 Land $13,597 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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