Sacramento County property record for 607 Downing Dr, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 1992 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Jun 2018) |
| Tax Bill | $4,304 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0430-003-0000 |
| Primary APN | 150-0430-003-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 607 DOWNING DR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | VINEYARDS, THE 01, LOT 3 |
| Legal Subdivision | VINEYARDS, THE 01 |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 9501 |
Source: Sacramento County records · APN 150-0430-003-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Jan 13, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Jan 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BK |
| Apr 20, 2019 | Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG |
| Jun 01, 2018 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Jun 01, 2018 | Grant Deed, Transfer · VA Mortgage MOVEMENT MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2018 · Amount on Record |
| Deed Sale | Jun 01, 2018 · Amount on Record |
| Prior Sale | Sep 17, 2008 · Amount on Record |
| Deed Book / Page | 20180601 / 66 |
| Prior Transfer Date | May 30, 2018 |
| Prior Transfer Doc | 6010000000067 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000500 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 202103050500 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000829 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022011300829 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Document Number | 3050000000500 |
|---|---|
| Date | Mar 05, 2021 |
| Book Page | 20210305/500 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Document Number | 2002240105 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166 |
| Document Number | 2002240105 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2002240105 |
| Name | MERIDIAN BK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Document Number | 1904301710 |
| Instrument Date | Apr 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166 |
| Document Number | 1904301710 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 1904301710 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 01, 2018 |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Document Number | 1806010067 |
| Instrument Date | May 30, 2018 |
| Instrument | 1806010067 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 01, 2018 |
| Property Address | 607 DOWNING DR, GALT, CA 95632-2166 |
| Document Number | 1806010066 |
| Instrument Date | May 30, 2018 |
| Instrument | 1806010066 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166 |
| Document Number | 1806010068 |
|---|---|
| Date | Jun 01, 2018 |
| Instrument | 1806010068 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $381,827 (+2%) Land $104,450 Building $277,377 | |
| 2025 | $4,304.00 (+4.49%) | $374,341 (+4.04%) Land $102,402 Building $271,939 |
| 2024 | $4,119.00 (+1.7%) | |
| 2023 | $4,050.00 (+4.22%) | $359,807 Land $98,427 Building $261,380 |
| 2022 | $3,886.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 509 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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