607 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 607 Downing Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,249 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Jun 2018)
Tax Bill	$4,304 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-0430-003-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0430-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	607 DOWNING DR
City	GALT
State	CA
Zip	95632-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	VINEYARDS, THE 01, LOT 3
Legal Subdivision	VINEYARDS, THE 01
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2000
Census Tract	9501

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	607 DOWNING DR, GALT, CA 95632-2166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jan 13, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage MERIDIAN BK
Apr 20, 2019	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG
Jun 1, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jun 1, 2018	Grant Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Sep 17, 2008 · Amount on Record
Deed Book / Page	20180601 / 66
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	6010000000067
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 DOWNING DR, GALT, CA 95632-2166
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000500
Date	Mar 5, 2021
Instrument	202103050500

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 DOWNING DR, GALT, CA 95632-2166
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000829
Date	Jan 13, 2022
Instrument	2022011300829

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 DOWNING DR, GALT, CA 95632-2166

Mortgage

Document Number	3050000000500
Date	Mar 5, 2021
Book Page	20210305/500

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Document Number	2002240105
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166

Mortgage

Document Number	2002240105
Date	Feb 24, 2020
Instrument	2002240105

Lender

Name	MERIDIAN BK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Document Number	1904301710
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166

Mortgage

Document Number	1904301710
Date	Apr 30, 2019
Instrument	1904301710

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2018
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Document Number	1806010067
Instrument Date	May 30, 2018
Instrument	1806010067
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2018
Property Address	607 DOWNING DR, GALT, CA 95632-2166
Document Number	1806010066
Instrument Date	May 30, 2018
Instrument	1806010066
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$361.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	607 DOWNING DR GALT CA 956322166, GALT, CA 95632-2166

Mortgage

Document Number	1806010068
Date	Jun 1, 2018
Instrument	1806010068

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$381,827 (+2%) Land $104,450 Building $277,377
2025	$4,304.00 (+4.49%)	$374,341 (+4.04%) Land $102,402 Building $271,939
2024	$4,119.00 (+1.7%)
2023	$4,050.00 (+4.22%)	$359,807 Land $98,427 Building $261,380
2022	$3,886.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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