606 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 606 Downing Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1992
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (May 2020)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0430-022-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0430-022-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	606 DOWNING DR
City	GALT
State	CA
Zip	95632-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	VINEYARDS, THE 01, LOT 22
Legal Subdivision	VINEYARDS, THE 01
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2004
Census Tract	9501

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 DOWNING DR, GALT, CA 95632-2165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ASSET FINANCIAL CENTER INC
May 28, 2020	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 16, 2020	Quit Claim Deed, Transfer · FHA Mortgage FIRST NATIONWIDE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Mar 16, 2020
Deed Book / Page	20200528 / 480
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0000000036
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 1, 2021
Property Address	606 DOWNING DR, GALT, CA 95632-2165
Document Number	2021110100492
Map Reference	MB 189 MAP 8
Instrument Date	Oct 26, 2021
Instrument	2021110100492
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	606 DOWNING DR, GALT, CA 95632-2165
Investor	Possibly a Property Investor

Mortgage

Document Number	2021110100493
Date	Nov 1, 2021
Instrument	2021110100493

Lender

Name	ASSET FINANCIAL CENTER INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 28, 2020
Property Address	606 DOWNING DR, GALT, CA 95632-2165
Document Number	2005280480
Instrument Date	May 26, 2020
Instrument	2005280480
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	606 DOWNING DR GALT CA 956322165, GALT, CA 95632-2165

Mortgage

Document Number	2005280481
Date	May 28, 2020
Instrument	2005280481

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 16, 2020
Property Address	606 DOWNING DR, GALT, CA 95632-2165
Document Number	2003161456
Instrument Date	Mar 10, 2020
Instrument	2003161456
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 DOWNING DR GALT CA 956322165, GALT, CA 95632-2165

Mortgage

Document Number	2003161457
Date	Mar 16, 2020
Instrument	2003161457

Lender

Name	FIRST NATIONWIDE MTG
Type	Mortgage Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,115 (+2%) Land $100,394 Building $267,721
2025	$4,149.00 (+4.48%)	$360,898 (+4.04%) Land $98,426 Building $262,472
2024	$3,971.00 (+1.72%)
2023	$3,904.00 (+4.19%)	$346,886 Land $94,605 Building $252,281
2022	$3,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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