245 Downing Dr, Galt, CA 95632 Property Records

Sacramento County property record for 245 Downing Dr, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,302 sqft · built 1976
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$83,500 (Dec 2011)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0270-012-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0270-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,302 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,200 sqft (0.142 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 DOWNING DR
City	GALT
State	CA
Zip	95632-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWVIEW 03, LOT 77
Legal Subdivision	MEADOWVIEW 03
Legal Lot Number	77
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2010
Census Tract	9501

Owner

Source: Sacramento County records · APN 148-0270-012-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 DOWNING DR, GALT, CA 95632-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jan 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2011 · Amount on Record
Deed Sale	Dec 13, 2011 · Amount on Record
Prior Sale	Jul 05, 2011 · Amount on Record
Deed Book / Page	20111213 / 1192
Prior Transfer Date	Dec 12, 2011
Prior Transfer Doc	0000001191
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 14, 2021
Property Address	245 DOWNING DR, GALT, CA 95632-2122
Document Number	2101140820
Instrument Date	Jan 08, 2021
Instrument	2101140820
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 DOWNING DR GALT CA 956322122, GALT, CA 95632-2122

Mortgage

Document Number	2101140821
Date	Jan 14, 2021
Instrument	2101140821

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	245 DOWNING DR, GALT, CA 95632-2122
Document Number	1801250358
Instrument Date	Jan 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 DOWNING DR GALT CA 956322122, GALT, CA 95632-2122

Mortgage

Document Number	1801250358
Date	Jan 25, 2018
Instrument	1801250358

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$106,580 (+2%) Land $54,443 Building $52,137
2025	$1,201.00 (+4.53%)	$104,491 (+4.04%) Land $53,376 Building $51,115
2024	$1,149.00 (+1.68%)
2023	$1,130.00 (+4.15%)	$100,435 Land $51,304 Building $49,131
2022	$1,085.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 20% of California
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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