6068 Monument Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6068 Monument Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,806 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$645,000 (Oct 2025)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`390124-253545-0000`

Property Details

APN / Parcel Number

Primary APN	`390124-253545-0000`
Alternative APNs	`180771` `586454` `600441` `620756`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Deck Area	292 sqft

Location & Zoning

Account Number	180771
Street Address	6068 MONUMENT DR
City	FERNDALE
State	WA
Zip	98248-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	LOT A THE MEADOWS LLA NO 1 AS REC AF 2016-1202198
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THE MEADOWS LLA NO 1
Legal Block	2
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10503

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Oct 9, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 19, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
May 8, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
May 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	2025689
Prior Transfer Date	May 12, 2023
Prior Transfer Doc	0000001635
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854

Mortgage

Document Number	0000400804
Date	Apr 10, 2025
Instrument	2025-0400804

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 7, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 9, 2025
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	0001000689
Map Reference	AF 2016-1202198
Instrument Date	Oct 2, 2025
Instrument	2025-1000689
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,541.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Investor	Possibly a Property Investor

Mortgage

Document Number	0001000690
Date	Oct 9, 2025
Instrument	2025-1000690

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WHATCOM WA
Recording Date	May 19, 2023
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	0000501635
Map Reference	DOC 2016-1202198
Instrument Date	May 19, 2023
Instrument	2023-0501635
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 15, 2021
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	20211102165
Map Reference	AFF 2016-1202198
Instrument Date	Nov 9, 2021
Instrument	2021-1102165
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,375.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854

Mortgage

Document Number	20211102166
Date	Nov 15, 2021
Instrument	2021-1102166

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 8, 2020
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2200500832
Instrument Date	May 5, 2020
Instrument	500832
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,459.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6068 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2200500833
Date	May 8, 2020
Instrument	500833

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 30, 2018
Property Address	6068 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2180503360
Instrument Date	May 24, 2018
Instrument	503360
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 20, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,116.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6068 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2180503361
Date	May 30, 2018
Instrument	503361

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,011.00 (+1.77%)	$669,047 (+2%) Land $213,400 Building $455,647	$669,047 (+2%) Land $213,400 Building $455,647
2024	$4,924.00 (-0.77%)	$655,942 (-1.11%) Land $220,000 Building $435,942	$655,942 (-1.11%) Land $220,000 Building $435,942
2022		$663,309 Land $146,550 Building $516,759	$663,309 Land $146,550 Building $516,759
2021	$4,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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