6064 Monument Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6064 Monument Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,050 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individuals on Record
Last Sale	$488,750 (Feb 2021)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390124-254534-0000`

Property Details

APN / Parcel Number

Primary APN	`390124-254534-0000`
Alternative APNs	`180776` `578056` `540212`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,650 sqft
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Patio Area	228 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	180776
Street Address	6064 MONUMENT DR
City	FERNDALE
State	WA
Zip	98248-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	LOT A THE MEADOWS LLA NO 2 AS REC AF 2016-1202199
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THE MEADOWS LLA NO 2
Legal Block	2
Legal Lot Number	A
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10503

Owner

Source: Whatcom County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	6064 MONUMENT DR, FERNDALE, WA 98248-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
May 28, 2020	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 20, 2019	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	20214973
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	0000503225
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 26, 2021
Property Address	6064 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	0000204973
Map Reference	FILE 2016-1202199
Instrument Date	Feb 22, 2021
Instrument	2021-0204973
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6064 MONUMENT DR, FERNDALE, WA 98248-8854

Mortgage

Document Number	0000204974
Date	Feb 26, 2021
Instrument	2021-0204974

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	May 28, 2020
Property Address	6064 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2200503225
Instrument Date	May 20, 2020
Instrument	503225
Transaction Type	Transfer
Record Updated	Jun 5, 2020
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6064 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2200503226
Date	May 28, 2020
Instrument	503226

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 20, 2019
Property Address	6064 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2190301753
Instrument Date	Mar 11, 2019
Instrument	301753
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,126.78
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6064 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2190301755
Date	Mar 20, 2019
Instrument	301755

Lender

Name	HOUSING FIN AUTH
Address	SEATTLE, WA 98104-3601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Mortgage

Document Number	2190301754,
Date	Mar 20, 2019
Instrument	301754

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,304.00 (+1.86%)	$708,334 (+2.13%) Land $213,400 Building $494,934	$708,334 (+2.13%) Land $213,400 Building $494,934
2024	$5,207.00 (+370.37%)	$693,530 (-2.03%) Land $220,000 Building $473,530	$693,530 (-2.03%) Land $220,000 Building $473,530
2022		$707,866 Land $146,550 Building $561,316	$707,866 Land $146,550 Building $561,316
2021	$1,107.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Ziply Fiber.

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