6059 Monument Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 6059 Monument Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,414 sqft · built 2019
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,900 (Feb 2019)
Tax Bill	$5,217 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`558887`

Property Details

APN / Parcel Number

Primary APN	`558887`
Alternative APNs	`390124 242523 0000` `180814`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,414 sqft Living Area
1st Floor Area	1,814 sqft
2nd Floor Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	558887
Street Address	6059 MONUMENT DR
City	FERNDALE
State	WA
Zip	98248-8854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10.5
Legal Description	THE MEADOWS PHASE 1 LOT 51
Legal Range	01
Legal Township	39
Legal Section	24
Legal Subdivision	THE MEADOWS PHASE 1
Legal Phase	1
Legal Lot Number	51
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6059 MONUMENT DR, FERNDALE, WA 98248-8854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Feb 22, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	2019-0201709
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	6059 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2200400896
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6059 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2200400896
Date	Apr 8, 2020
Instrument	400896

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 22, 2019
Property Address	6059 MONUMENT DR, FERNDALE, WA 98248-8854
Document Number	2190201709
Instrument Date	Feb 6, 2019
Instrument	201709
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,903.22
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6059 MONUMENT DR FERNDALE WA 982488854, FERNDALE, WA 98248-8854

Mortgage

Document Number	2190201710
Date	Feb 22, 2019
Instrument	201710

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,217.00 (-2.3%)	$694,864 (-2.66%) Land $213,400 Building $481,464	$694,864 (-2.66%) Land $213,400 Building $481,464
2022		$713,846 Land $149,808 Building $564,038	$713,846 Land $149,808 Building $564,038
2021	$5,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Pogozone powered by Neubeam, Xfinity.

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