606 W 400 S, Bluffton, IN 46714 Property Records

Wells County property record for 606 W 400 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,226 sqft · built 1990
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,680 (Dec 2025)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Apr 2009 Mortgage Jun 2005 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`90-09-25-200-001.000-013`

Property Details

APN / Parcel Number

Primary APN	`90-09-25-200-001.000-013`
Alternative APNs	`00001589826` `0060428901`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
1st Floor Area	2,226 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft
Game Room	Game Room

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Shed	1 Shed
Shed Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00001589826
Street Address	606 W 400 S
City	BLUFFTON
State	IN
Zip	46714-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-26-11 2.710 N 525' OF W 225' OF E 606' NW
Jurisdiction	WELLS IN
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2000
Census Tract	40700

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 W 400 S, BLUFFTON, IN 46714-9659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2009	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK
Jun 7, 2005	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Apr 27, 2010	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Dec 11, 2025	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Sep 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Nov 2, 2012	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20254085
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0020193054
Record Updated	Sep 20, 2026

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000131/499
Date	Apr 21, 2009
Book Page	131/499

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2024

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000125/017
Date	Jun 7, 2005
Book Page	125/017

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000132/970
Date	Apr 27, 2010
Book Page	132/970

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 13, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 11, 2025
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Document Number	0020254085
Instrument Date	Dec 5, 2025
Instrument	20254085
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	NEAR NORTH TITLE GROUP, NEAR NORTH TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 W 400 S, BLUFFTON, IN 46714-9659

Mortgage

Document Number	0020254086
Date	Dec 11, 2025
Instrument	20254086

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 29, 2020
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Document Number	0020204236
Instrument Date	Sep 25, 2020
Instrument	20204236
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 W 400 S, BLUFFTON, IN 46714-9659

Mortgage

Document Number	0020204237
Date	Sep 29, 2020
Instrument	20204237

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Sep 6, 2019
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Document Number	0020193054
Instrument Date	Aug 30, 2019
Instrument	20193054
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 W 400 S, BLUFFTON, IN 46714-9659

Mortgage

Document Number	0020193055
Date	Sep 6, 2019
Instrument	20193055

Lender

Name	POLARIS HOME FUNDING CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 2, 2012
Property Address	606 W 400 S, BLUFFTON, IN 46714-9659
Document Number	000151/894
Book / Page	151 / 894
Instrument Date	Oct 26, 2012
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 W 400 S, BLUFFTON, IN 46714-9659

Mortgage

Document Number	000136/514
Date	Nov 2, 2012
Book Page	136/514

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84094

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2042

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Liberty Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,770.00 (+8.66%) Homeowner's exemption	$300,800 (+0.6%) Land $61,100 Building $239,700	$300,800 (+0.6%) Land $61,100 Building $239,700
2024	$1,629.00 (+15.29%) Homeowner's exemption	$299,000 (+8.57%) Land $61,100 Building $237,900	$299,000 (+8.57%) Land $61,100 Building $237,900
2023		$275,400 (+6.54%) Land $61,100 Building $214,300	$275,400 (+6.54%) Land $61,100 Building $214,300
2022	$1,413.00	$258,500 Land $42,200 Building $216,300	$258,500 Land $42,200 Building $216,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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