Kane County property record for 602 S 3rd St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 1987 |
| Lot Size | 0.71 acres (3,074 sqft) |
| Owner | Company Name on Record |
| Last Sale | $125,000 (Mar 2015) |
| Tax Bill | $5,273 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-179-038 |
| Primary APN | 09-34-179-038 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| Basement Area | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,074 sqft (0.71 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 602 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE MANOR CONDO - UNIT 4-A |
| Legal Subdivision | PRAIRIE MANOR CONDO |
| Legal Block | 4 |
| Legal Unit | 4-A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 852300 |
Source: Kane County records, as of September 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1487, SAINT CHARLES, IL 60174-7420 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Sep 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2015 · Amount on Record |
| Deed Sale | Mar 11, 2015 · Amount on Record |
| Deed Document Number | 201511758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 26, 2026 |
| Property Address | 602 S 3RD ST, SAINT CHARLES, IL 60174-3909 |
| Document Number | 0000036914 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202636914 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000036914, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 202636914 |
| Name | FIRST STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 21, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 18, 2020 |
| Property Address | 602 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Document Number | 0000054094 |
| Instrument Date | Aug 9, 2020 |
| Instrument | 54094 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 81 HIGHGATE CRSE ST CHARLES IL 601741422, ST CHARLES, IL 60174-1422 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 (+3.55%) | $75,194 (+8.53%) Land $20,208 Building $54,986 | $225,672 (+8.53%) Land $60,648 Building $165,024 |
| 2024 | $69,284 (+9.86%) Land $18,620 Building $50,664 | $207,935 (+9.9%) Land $55,882 Building $152,053 | |
| 2022 | $5,092.00 (+3.88%) | $63,066 (+4.91%) Land $18,446 Building $44,620 | $189,198 (+4.91%) Land $55,338 Building $133,860 |
| 2021 | $4,902.00 | $60,115 Land $17,583 Building $42,532 | $180,345 Land $52,749 Building $127,596 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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