606 Roaring Cloud Cir, Luverne, MN 56156 Property Records

Rock County property record for 606 Roaring Cloud Cir, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	576 sqft · built 1976
Lot Size	0.259 acres (11,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2016)
Tax Bill	$3,458 (2026)
Deeds & Mortgages	Dec 2021 Mortgage
APN	`20-1397-000`

Property Details

APN / Parcel Number

Primary APN	`20-1397-000`

Interior

Building Area	576 sqft Living Area
Basement Area	926 sqft
Finished Basement	926 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	11,320 sqft (0.259 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	84 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	606 ROARING CLOUD CIR
City	LUVERNE
State	MN
Zip	56156-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRI-STATE ADDITION
Legal Block	7
Legal Lot Number	1
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2011
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	606 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Prior Sale	Nov 5, 2013 · Amount on Record
Deed Document Number	2016187896
Prior Transfer Date	Jan 8, 2013
Prior Transfer Doc	181112
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	606 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201596
Date	Dec 17, 2021
Instrument	201596

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,458.00 (+10.41%)	$325,600 (+1.75%) Land $15,800 Building $309,800	$325,600 (+1.75%) Land $15,800 Building $309,800
2025	$3,132.00 (+8.83%)	$320,000 (+17.65%) Land $15,800 Building $304,200	$320,000 (+17.65%) Land $15,800 Building $304,200
2023	$2,878.00	$272,000 Land $13,600 Building $258,400	$272,000 Land $13,600 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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