604 Roaring Cloud Cir, Luverne, MN 56156 Property Records

Rock County property record for 604 Roaring Cloud Cir, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,636 sqft · built 1984
Lot Size	0.404 acres (17,603 sqft)
Owner	Company Name on Record
Last Sale	$238,500 (Oct 2018)
Tax Bill	$4,042 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
APN	`20-1398-000`

Property Details

APN / Parcel Number

Primary APN	`20-1398-000`

Interior

Building Area	1,636 sqft Living Area
Basement Area	1,278 sqft
Finished Basement	1,278 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	17,603 sqft (0.404 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	222 sqft
Patio Area	1,007 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	604 ROARING CLOUD CIR
City	LUVERNE
State	MN
Zip	56156-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRI-STATE ADDITION
Legal Block	7
Legal Lot Number	2
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2011
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Oct 24, 2018	Deed, Transfer
Mar 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2018 · Amount on Record
Deed Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	2018193697
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	0000190334
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198035
Date	Sep 30, 2020
Instrument	198035

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195795
Date	Oct 22, 2019
Instrument	195795

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK MN
Recording Date	Oct 24, 2018
Property Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Document Number	0000193697
Instrument Date	Oct 24, 2018
Instrument	193697
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount Recorded
Tax	$787.05
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Mar 24, 2017
Property Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Document Number	0000190334
Instrument Date	Mar 7, 2017
Instrument	190334
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ROARING CLOUD CIR, LUVERNE, MN 56156-1311

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,042.00 (+25.53%)	$375,200 (+18.77%) Land $24,600 Building $350,600	$375,200 (+18.77%) Land $24,600 Building $350,600
2023	$3,220.00	$315,900 Land $21,100 Building $294,800	$315,900 Land $21,100 Building $294,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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