600 Roaring Cloud Cir, Luverne, MN 56156 Property Records

Rock County property record for 600 Roaring Cloud Cir, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	884 sqft · built 1976
Lot Size	0.493 acres (21,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2023)
Tax Bill	$3,978 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2018 Mortgage
APN	`20-1400-000`

Property Details

APN / Parcel Number

Primary APN	`20-1400-000`

Interior

Building Area	884 sqft Living Area
Basement Area	760 sqft
Finished Basement	760 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	21,506 sqft (0.493 acres)
Garage Type	Mixed
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	600 ROARING CLOUD CIR
City	LUVERNE
State	MN
Zip	56156-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & N 154.94' OF LOT 5 BLOCK 7
Legal Subdivision	TRI-STATE ADDITION
Legal Block	7
Legal Lot Number	4,5
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2011
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Jul 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	2023204680
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	600 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204681
Date	Jun 27, 2023
Instrument	204681

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK MN
Property Address	600 ROARING CLOUD CIR, LUVERNE, MN 56156-1311
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	193111
Date	Jul 26, 2018
Instrument	193111

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,978.00 (+28.32%)	$370,400 (+19.68%) Land $30,000 Building $340,400	$370,400 (+19.68%) Land $30,000 Building $340,400
2023	$3,100.00	$309,500 Land $25,700 Building $283,800	$309,500 Land $25,700 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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