606 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 606 Grace St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,195 sqft · built 1900
Lot Size0.15 acres (6,535 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Feb 2020)
Tax Bill$4,206 (2025)
Deeds & MortgagesFeb 2020 Sale
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-255-030

Property Details

APN / Parcel Number

Primary APN06-24-255-030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories5 Stories
Building Area1,195 sqft Living Area
Gross Area1,879 sqft
Basement Area684 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,535 sqft (0.15 acres)
Lot Width55 ft Width
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address606 GRACE ST
CityELGIN
StateIL
Zip60120-8312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionP VAN NOSTRANDS ADD - PT OF LOT 1 BLK 2
Legal SubdivisionP VAN NOSTRANDS ADD
Legal Block2
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6001
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address606 GRACE ST, ELGIN, IL 60120-8312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 23, 2017Warranty Deed, Transfer · Conventional Mortgage
LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2020 · Amount on Record
Deed SaleFeb 5, 2020 · Amount on Record
Prior SaleMar 23, 2017 · Amount on Record
Deed Document Number20206726
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 5, 2020
Property Address606 GRACE ST, ELGIN, IL 60120-8312
Document Number0000006726
Instrument DateJan 31, 2020
Instrument6726
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$248.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3499 LAKE MILL RD BUFORD GA 305195350, BUFORD, GA 30519-5350

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 23, 2017
Property Address606 GRACE ST, ELGIN, IL 60120-8312
Document Number0000014710
Instrument DateMar 9, 2017
Instrument2017K014710
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 GRACE ST, ELGIN, IL 60120-8312

Mortgage

Document Number0000014711
DateMar 23, 2017
Instrument2017K014711
Lender
NameLIFESTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,206.00 (+15.77%) Homeowner's exemption$63,132 (+8.57%) Land $11,745 Building $51,387$189,472 (+8.57%) Land $35,249 Building $154,223
2024$58,149 (+21.39%) Land $10,818 Building $47,331$174,517 (+21.44%) Land $32,467 Building $142,050
2022$3,633.00 (+5%) Homeowner's exemption$47,901 (+6.96%) Land $8,911 Building $38,990$143,703 (+6.96%) Land $26,733 Building $116,970
2021$3,460.00 Homeowner's exemption$44,784 Land $8,331 Building $36,453$134,352 Land $24,993 Building $109,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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