546 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 546 Grace St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,466 sqft · built 1904
Lot Size0.264 acres (11,515 sqft)
Owner2 Individuals on Record
Last Sale$114,000 (Aug 2023)
Tax Bill$5,365 (2025)
Deeds & MortgagesAug 2023 Sale
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN06-24-251-027

Property Details

APN / Parcel Number

Primary APN06-24-251-027

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,466 sqft Living Area
Gross Area2,199 sqft
Basement Area733 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialBrick
Construction TypeFrame
Lot Area11,515 sqft (0.264 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address546 GRACE ST
CityELGIN
StateIL
Zip60120-7837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS ADDN LOT 17 BLOCK 2
Legal SubdivisionGROTE&WALDRONS ADDN
Legal Block2
Legal Lot Number17
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5006
Census Tract851400

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1406 CARY RD, ALGONQUIN, IL 60102-3411
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Special Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Aug 4, 2023Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2023 · Amount on Record
Deed SaleAug 7, 2023 · Amount on Record
Prior SaleAug 4, 2023 · Amount on Record
Deed Document Number202326709
Record UpdatedSep 20, 2026

August 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateAug 7, 2023
Property Address546 GRACE ST, ELGIN, IL 60120-7837
Document Number0000026709
Instrument DateJul 28, 2023
Instrument2023K026709
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$114.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1406 CARY RD, ALGONQUIN, IL 60102-3411

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 4, 2023
Property Address546 GRACE ST, ELGIN, IL 60120-7837
Document Number0000026668
Instrument DateJul 12, 2023
Instrument2023K026668
Transaction TypeTransfer
Record UpdatedAug 14, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$103.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address546 GRACE ST, ELGIN, IL 60120-7837

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,365.00 (+30.66%)
2024$64,778 (+21.39%) Land $16,043 Building $48,735$194,412 (+21.44%) Land $48,148 Building $146,264
2022$4,106.00 (+4.88%) Homeowner's exemption$53,362 (+6.96%) Land $13,216 Building $40,146$160,086 (+6.96%) Land $39,648 Building $120,438
2021$3,915.00 Homeowner's exemption$49,890 Land $12,356 Building $37,534$149,670 Land $37,068 Building $112,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number