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615 Grace St, Elgin, IL 60120 Property Records

Kane County property record for 615 Grace St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,392 sqft · built 1935
Lot Size0.182 acres (7,920 sqft)
OwnerIndividual Name on File
Last Sale$66,000 (Mar 2017)
Tax Bill$5,882 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Jul 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-24-256-006

Property Details

APN / Parcel Number

Primary APN06-24-256-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,392 sqft Living Area
Gross Area2,112 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeFrame
Lot Area7,920 sqft (0.182 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address615 GRACE ST
CityELGIN
StateIL
Zip60120-8311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ S ADAMS SUB NORTH 60 FT
Legal SubdivisionJ S ADAMS SUB
Legal Block6
Legal Lot Number2,3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group6
Census Block6000
Census Tract851400

Owner

Source: Kane County records · APN 06-24-256-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address615 GRACE ST, ELGIN, IL 60120-8311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST MIDWEST BANK
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Mar 08, 2017Grant Deed, Transfer
ATTORNEY ONLY
Feb 27, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2017 · Amount on Record
Deed SaleMar 08, 2017 · Amount on Record
Prior SaleDec 27, 2001 · Amount on Record
Deed Document Number201712264
Prior Transfer DateDec 20, 2001
Prior Transfer Doc0000137269
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address615 GRACE ST, ELGIN, IL 60120-8311
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005877
DateFeb 05, 2018
Instrument2018K005877
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueJan 22, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address615 GRACE ST, ELGIN, IL 60120-8311
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037920
DateJul 26, 2022
Instrument2022K037920
Lender
NameFIRST STATE BANK
TypeBank
AddressSAINT CHARLES, IL 60175
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 21, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateMar 08, 2017
Property Address615 GRACE ST, ELGIN, IL 60120-8311
Document Number0000012264
Instrument DateFeb 13, 2017
Instrument12264
Transaction TypeTransfer
Record UpdatedMay 03, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$99.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 BLUFF CITY BLVD #C ELGIN IL 601208398, C, ELGIN, IL 60120-8398

February 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateFeb 27, 2017
Property Address615 GRACE ST, ELGIN, IL 60120-8311
Document Number0000010519
Instrument DateOct 06, 2016
Instrument10519
Transaction TypeTransfer
Record UpdatedJun 26, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,882.00 (+43.01%) Homeowner's exemption
2024$78,388 (+21.39%) Land $12,531 Building $65,857$235,258 (+21.44%) Land $37,608 Building $197,650
2022$4,113.00 (+4.87%) Homeowner's exemption$64,574 (+6.96%) Land $10,323 Building $54,251$193,722 (+6.96%) Land $30,969 Building $162,753
2021$3,922.00 Homeowner's exemption$60,372 Land $9,651 Building $50,721$181,116 Land $28,953 Building $152,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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