606 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 606 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,050 sqft · built 1944
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$178,500 (Aug 2023)
Tax Bill	$2,791 (2024)
Deeds & Mortgages	May 2026 Sale Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-186`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-186`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	700 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	90 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	606 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 74 CAMPBELLS CITY PLAN ADD NO 2
Legal Subdivision	CAMPBELLS CITY PLAN ADD
Legal Lot Number	74
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4011
Census Tract	290300

Owner

606 E Saint Andrews Rd is owner-occupied and held in a trust since August 2023.

Source: Midland County records, as of June 2, 2026

Owner of Record	2 Trust Names on File
Mailing Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Feb 20, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on File
Deed Sale	Aug 4, 2023 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Book / Page	1666 / 1108
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 19, 2026
Property Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Document Number	0000004869
Book / Page	2026 / 4869
Instrument Date	Apr 22, 2026
Instrument	20264869
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 4, 2023
Property Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Document Number	01666/1108
Book / Page	1666 / 1108
Map Reference	LB A PG 99
Instrument Date	Aug 3, 2023
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,338.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 N SAGINAW RD APT 507, 507, MIDLAND, MI 48640-2013

Mortgage

Document Number	0016661109
Date	Aug 4, 2023
Instrument	1666/1109

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	01666/1110
Date	Aug 4, 2023
Book Page	1666/1110

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679

Mortgage

Document Number	1639/654
Date	Nov 10, 2020
Book Page	1639/654

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 20, 2020
Property Address	606 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Document Number	01631/00554
Book / Page	01631 / 00554
Instrument Date	Feb 18, 2020
Instrument	01631-00554
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,019.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 E SAINT ANDREWS RD, 606, MIDLAND, MI 48642-3679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	919 ROSEWOOD BLVD, MIDLAND, MI 48640-8233

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,400	$158,800
2024	$2,791.00
2023		$57,500	$115,000
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 606 E Saint Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 606 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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