414 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 414 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,126 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$54,180 (Mar 2025)
Tax Bill	$2,742 (2025)
Deeds & Mortgages	Nov 2021 Transfer Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-200`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	132 ft deep x 74 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	414 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 101 ELMHURST SUB
Legal Subdivision	ELMHURST SUB
Legal Lot Number	101
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4011
Census Tract	290300

Owner

414 E Saint Andrews Rd is owned by an individual who bought it in March 2025.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3202 BOSTON ST, MIDLAND, MI 48642-3674
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU
Aug 8, 2019	Warranty Deed, Transfer
Apr 21, 2017	Warranty Deed, Transfer
Apr 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Sep 9, 2021 · Amount on File
Deed Document Number	20252689
Deed Book / Page	2025 / 2689
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	01651/1142
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Nov 17, 2021
Property Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622
Document Number	01651/1142
Book / Page	1651 / 1142
Map Reference	LB A PG 88
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 9, 2021
Property Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622
Document Number	1649/743
Book / Page	1649 / 743
Map Reference	LB A PG 88
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 E SAINT ANDREWS RD, 414, MIDLAND, MI 48642-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 ATWELL AVE, THE VILLAGES, FL 32162-7415

Mortgage

Document Number	1649744
Date	Sep 9, 2021
Instrument	1649/744

Lender

Name	WILDFIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2031

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 8, 2019
Property Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622
Document Number	01626/00696
Book / Page	01626 / 00696
Instrument Date	Aug 5, 2019
Instrument	01626-00696
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$1,169.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 SIMONS ST, COLEMAN, MI 48618-9313

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 21, 2017
Property Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622
Document Number	1605/0808
Book / Page	1605 / 0808
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 E SAINT ANDREWS RD, 414, MIDLAND, MI 48642-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	511 S DAWLEY AVE, WEST COVINA, CA 91790-3810

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Apr 21, 2017
Property Address	414 E SAINT ANDREWS RD, MIDLAND, MI 48642-3622
Document Number	1605/0809
Book / Page	1605 / 0809
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 S DAWLEY AVE, 511, WEST COVINA, CA 91790-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	511 S DAWLEY AVE, WEST COVINA, CA 91790-3810

Tax Assessment & Valuation

The 2025 property tax bill for 414 E Saint Andrews Rd was $2,742, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (+5.73%)	$191,800 (+5.73%)
2025	$2,742.00 (+1.03%) Homeowner's exemption	$90,700	$181,400
2024	$2,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 E Saint Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 414 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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