610 E Saint Andrews Rd, Midland, MI 48642 Property Records

Midland County property record for 610 E Saint Andrews Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1945
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$131,900 (Aug 2021)
Tax Bill	$1,983 (2022)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-50-184`

Property Details

APN / Parcel Number

Primary APN	`14-10-50-184`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,050 sqft Living Area
Basement Area	700 sqft

Exterior

Year Built	Built 1945
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	90 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	141050184
Street Address	610 E SAINT ANDREWS RD
City	MIDLAND
State	MI
Zip	48642-3679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 73 CAMPBELLS CITY PLAN ADD NO 2
Legal Subdivision	CAMPBELLS CITY PLAN ADD
Legal Lot Number	73
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4010
Census Tract	290300

Owner

610 E Saint Andrews Rd is owned and occupied by an individual who bought it in August 2021.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	610 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Deed Document Number	0001649267
Deed Book / Page	1649 / 267
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 30, 2021
Property Address	610 E SAINT ANDREWS RD, MIDLAND, MI 48642-3679
Document Number	1649/267
Book / Page	1649 / 267
Map Reference	LB A PG 99
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E SAINT ANDREWS RD, 610, MIDLAND, MI 48642-3679

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W ELLSWORTH ST, MIDLAND, MI 48640-4217

Mortgage

Document Number	1649268
Date	Aug 30, 2021
Instrument	1649/268

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 610 E Saint Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 610 E Saint Andrews Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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