Buchanan County property record for 513 3rd St SE, Independence, IA 50644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,572 sqft · built 1890 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,288 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1003160008 |
| Primary APN | 1003160008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 513 3RD ST SE |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCAR LOT 3 BLK 10 |
| Legal Subdivision | SCAR |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 950500 |
513 3rd St SE is owned and occupied by an individual who acquired it in May 2007.
Source: Buchanan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 3RD ST SE, INDEPENDENCE, IA 50644-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2007 |
| Transfer Doc | 2007R01749 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 513 3rd St SE was $2,288 with a homeowner's exemption, down 5.3% from the year before.
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,288.00 (-5.26%) Homeowner's exemption | $133,300 Land $21,260 Building $112,040 | $133,300 Land $21,260 Building $112,040 |
| 2024 | $2,415.00 (+31.97%) | ||
| 2023 | $1,830.00 Homeowner's exemption | $115,260 Land $18,980 Building $96,280 | $115,260 Land $18,980 Building $96,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 513 3rd St SE in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 3rd St SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Telecommunications Utility Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures