502 1st Ave E, Rock Rapids, IA 51246 Property Records

Lyon County property record for 502 1st Ave E, Rock Rapids, IA 51246

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,046 sqft · built 1957
Lot Size0.238 acres (10,395 sqft)
OwnerIndividual Name on Record
Last Sale$57,500 (Mar 2013)
Tax Bill$1,438 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN350000112100000

Property Details

APN / Parcel Number

Primary APN350000112100000

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,046 sqft Living Area
Basement Area1,046 sqft
Finished Basement1,046 sqft
Game RoomGame Room
Interior WallsPlaster

Exterior

Year BuiltBuilt 1957
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,395 sqft (0.238 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area240 sqft
Deck Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address502 1ST AVE E
CityROCK RAPIDS
StateIA
Zip51246-1745
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE-FAMILY DWELLINGS
Legal DescriptionEAST ROCK RAPIDS LOTS 5 & 6, BLK 2
Legal Block2
Legal Lot Number5,6
JurisdictionLYON IA
Township / Civil DivisionROCK
Census Block Group1
Census Block1038
Census Tract950200

Owner

Source: Lyon County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address702 S BRADLEY ST, ROCK RAPIDS, IA 51246-1821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2013 · Amount on Record
Deed SaleMar 7, 2013 · Amount on Record
Deed Document Number2013 0582
Deed Book / Page2013 / 0582
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON IA
Property Address502 1ST AVE E, ROCK RAPIDS, IA 51246-1745
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02020/3704
DateDec 21, 2020
Book Page2020/3704
Instrument2020 3704
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLyon County
MunicipalityRock Rapids City
Unified School DistrictCentral Lyon Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$78,600 (-24.78%) Land $20,320 Building $58,280$78,600 (-24.78%) Land $20,320 Building $58,280
2024$1,438.00 (+12.7%)
2023$104,500 (+22.87%) Land $20,320 Building $84,180$104,500 (+22.87%) Land $20,320 Building $84,180
2022$1,276.00 Homeowner's exemption$85,050 Land $20,320 Building $64,730
2021$85,050 Land $20,320 Building $64,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims41 (1993–2024)
Claims Outside the SFHA8 of 41
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 8 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 24 claims
  • Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYON-SIOUX RWS-ROCK RAPIDS
private · serves 1,187 people · EPA ID IA6000800
Water SourcePurchased groundwater from several systems
Last State InspectionOct 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber · Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on 1st Ave E

Nearby Streets

Search Property Records by Address or Parcel Number