605 Wayne St, Middlebury, IN 46540 Property Records

Elkhart County property record for 605 Wayne St, Middlebury, IN 46540

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,216 sqft · built 1966
Lot Size0.459 acres (19,994 sqft)
Owner2 Individual Names on File
Last Sale$226,108 (May 2023)
Tax Bill$2,012 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-15-101-005.000-035

Property Details

APN / Parcel Number

Primary APN20-08-15-101-005.000-035
Alternative APN
  • 0815101005035

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,216 sqft Living Area
Gross Area2,568 sqft
1st Floor Area1,216 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area48 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address605 WAYNE ST
CityMIDDLEBURY
StateIN
Zip46540-9543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZO01
Legal DescriptionROLLING MEADOWS SD LOT 4
Legal SubdivisionROLLING MEADOWS
Legal Block101
Legal Lot Number4
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group3
Census Block3010
Census Tract804

Owner

605 Wayne St is owned and occupied by two individuals who bought it in May 2023.

Source: Elkhart County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address605 WAYNE ST, MIDDLEBURY, IN 46540-9543
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 11, 2023 · Amount on File
Deed SaleMay 11, 2023 · Amount on File
Prior SaleOct 26, 2004
Deed Document Number20237282
Prior Transfer DateJun 21, 2006
Prior Transfer Doc0200618082
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELKHART IN
Recording DateMay 11, 2023
Property Address605 WAYNE ST, MIDDLEBURY, IN 46540-9543
Document Number0000007282
Map ReferenceMB 9 PG 68
Instrument DateMay 8, 2023
Instrument2023-07282
Transaction TypeTransfer
Record UpdatedNov 24, 2023
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 WAYNE ST, MIDDLEBURY, IN 46540-9028

Mortgage

Document Number0000007283
DateMay 11, 2023
Instrument2023-07283
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$230,400 (+14.51%) Land $20,600 Building $209,800$230,400 (+14.51%) Land $20,600 Building $209,800
2024$2,012.00$201,200 (+16.17%) Land $20,600 Building $180,600$201,200 (+16.17%) Land $20,600 Building $180,600
2023$173,200 (+11.24%) Land $20,600 Building $152,600$173,200 (+11.24%) Land $20,600 Building $152,600
2022$1,556.00 Homeowner's exemption$155,700 Land $20,600 Building $135,100$155,700 Land $20,600 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Wayne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

Nearby Properties on Wayne St

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