525 Wayne St, Middlebury, IN 46540 Property Records

Elkhart County property record for 525 Wayne St, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	7 bd · 7 ba · 4,087 sqft · built 1968
Lot Size	0.418 acres (18,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,700 (Aug 2026)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-103-001.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-103-001.000-035`
Alternative APN	`0815103001035`

Interior

Bedrooms	7 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,087 sqft Living Area
Gross Area	5,634 sqft
1st Floor Area	2,244 sqft
Basement Area	2,048 sqft
Finished Basement	1,843 sqft
Unfinished Basement	205 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	18,208 sqft (0.418 acres)
Lot Dimensions	182 ft deep x 100 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Frame Porch
Porch Area	462 sqft
Patio Area	380 sqft
Gazebo	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	525 WAYNE ST
City	MIDDLEBURY
State	IN
Zip	46540-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ROLLING MEADOWS SD LOT 7
Legal Subdivision	ROLLING MEADOWS
Legal Block	103
Legal Lot Number	7
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

Source: Elkhart County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 N BROWN ST, MIDDLEBURY, IN 46540-2200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Deed Document Number	202614992
Prior Transfer Date	May 3, 2006
Prior Transfer Doc	0000011910
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 12, 2026
Property Address	525 WAYNE ST, MIDDLEBURY, IN 46540-9543
Document Number	0000014992
Instrument Date	Aug 12, 2026
Instrument	202614992
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N BROWN ST, MIDDLEBURY, IN 46540-2200

Mortgage

Document Number	0000014993,
Date	Aug 12, 2026
Instrument	202614993

Lender

Name	INTERRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	152 Months
Due	Apr 5, 2039

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+7.55%) Homeowner's exemption	$481,800 (+14.69%) Land $15,000 Building $466,800	$481,800 (+14.69%) Land $15,000 Building $466,800
2024	$4,201.00 (+13.36%)	$420,100 (+6.81%) Land $15,000 Building $405,100	$420,100 (+6.81%) Land $15,000 Building $405,100
2023		$393,300 (+12.28%) Land $15,000 Building $378,300	$393,300 (+12.28%) Land $15,000 Building $378,300
2022	$3,706.00 Homeowner's exemption	$350,300 Land $15,000 Building $335,300	$350,300 Land $15,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

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