603 Wayne St, Middlebury, IN 46540 Property Records

Elkhart County property record for 603 Wayne St, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1968
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$292,000 (Sep 2025)
Tax Bill	$2,635 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-15-101-006.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-15-101-006.000-035`
Alternative APN	`0815101006035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	1,050 sqft
2nd Floor Area	1,086 sqft
Family Room	Family Room
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	282 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0815101006035
Old Parcel Number	0815101006035
Street Address	603 WAYNE ST
City	MIDDLEBURY
State	IN
Zip	46540-9543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ROLLING MEADOWS SD LOT 5
Legal Subdivision	ROLLING MEADOWS
Legal Block	101
Legal Lot Number	5
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3010
Census Tract	804

Owner

603 Wayne St is owned and occupied by an individual who bought it in September 2025.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	603 WAYNE ST, MIDDLEBURY, IN 46540-9543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 24, 2025	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Jun 27, 2018
Deed Document Number	2025-16682
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	603 WAYNE ST, MIDDLEBURY, IN 46540-9543
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004504
Date	Feb 22, 2021
Instrument	2021-04504

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Sep 1, 2050

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 24, 2025
Property Address	603 WAYNE ST, MIDDLEBURY, IN 46540-9543
Document Number	0000006682
Map Reference	MB 9 PG 68
Instrument Date	Sep 23, 2025
Instrument	2025-16682
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 WAYNE ST, MIDDLEBURY, IN 46540-9543

Mortgage

Document Number	0000006683
Date	Sep 24, 2025
Instrument	2025-16683

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$299,400 (+13.62%) Land $20,600 Building $278,800	$299,400 (+13.62%) Land $20,600 Building $278,800
2024	$2,635.00	$263,500 (+6.55%) Land $20,600 Building $242,900	$263,500 (+6.55%) Land $20,600 Building $242,900
2023		$247,300 (+11.7%) Land $20,600 Building $226,700	$247,300 (+11.7%) Land $20,600 Building $226,700
2022	$2,246.00 Homeowner's exemption	$221,400 Land $20,600 Building $200,800	$221,400 Land $20,600 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Wayne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Wayne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

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