602 S Main St, Morganton, NC 28655 Property Records

Burke County property record for 602 S Main St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2017)
Tax Bill	$1,407 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2723780873`

Property Details

APN / Parcel Number

Primary APN	`2723780873`
Alternative APN	`11271`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	142 sqft
Patio Area	42 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	602 S MAIN ST
City	MORGANTON
State	NC
Zip	28655-5882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 RESIDE
Legal Description	602 S MAIN ST MORGANTON, NC 28655
Legal Subdivision	PROPERTY OF SOUTHERN AUCTION COMPANY
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	3
Census Block	3055
Census Tract	20801

Owner

602 S Main St is owned and occupied by two individuals who bought it in December 2017.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	602 S MAIN ST, MORGANTON, NC 28655-5882
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 29, 2017	Warranty Deed, Transfer · ARM LOCAL GOVERNMENT FCU
Aug 11, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jun 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Aug 11, 2017 · Amount on File
Deed Document Number	201711632
Deed Book / Page	2327 / 487
Prior Transfer Date	Jun 6, 2017
Prior Transfer Doc	0022980328
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	602 S MAIN ST, MORGANTON, NC 28655
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026710863
Date	Mar 3, 2023
Book Page	2671/863
Instrument	2023001813

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 29, 2017
Property Address	602 S MAIN ST, MORGANTON, NC 28655
Document Number	0023270487
Book / Page	2327 / 0487
Map Reference	MB1 PG25
Instrument Date	Dec 28, 2017
Instrument	2017011632
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	MORGANTON, NC 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	602 S MAIN ST, MORGANTON, NC 28655

Mortgage

Document Number	2017011633
Date	Dec 29, 2017
Instrument	2017011633

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Aug 11, 2017
Property Address	602 S MAIN ST, MORGANTON, NC 28655
Document Number	0023060175
Book / Page	002306 / 000175
Instrument Date	Aug 4, 2017
Instrument	7221
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$99.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 INGLEWOOD DR MORGANTON NC 286553638, MORGANTON, NC 28655-3638

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BURKE NC
Recording Date	Jun 20, 2017
Property Address	602 S MAIN ST, MORGANTON, NC 28655
Document Number	0022980328
Book / Page	002298 / 000328
Instrument Date	May 24, 2017
Instrument	5559
Transaction Type	Foreclosure
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$112.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	301 COLLEGE ST GREENVILLE SC 296012014, GREENVILLE, SC 29601-2014
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 602 S Main St was $1,407, up 3.8% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,407.00 (+3.76%)	$138,152 (-) Land $26,250 Building $111,902	$138,152 (-) Land $26,250 Building $111,902
2025	$1,356.00	$138,152 Land $26,250 Building $111,902	$138,152 Land $26,250 Building $111,902
2023	$867.00	$138,152 Land $26,250 Building $111,902	$138,152 Land $26,250 Building $111,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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