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605 Palm Dr, Largo, FL 33770 Property Records

Pinellas County property record for 605 Palm Dr, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,968 sqft · built 1968
Lot Size0.287 acres (12,497 sqft)
Owner2 Individual Names on File
Tax Bill$7,737 (2025)
Flood ZoneZone AE (high risk)
APNC62-000-747-7907-5

Property Details

APN / Parcel Number

Primary APNC62-000-747-7907-5
Alternative APNs
  • 32-29-15-35838-000-0090
  • 291532358380000090
  • 152932358380000090
  • R354487

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,968 sqft Living Area
Gross Area4,734 sqft
1st Floor Area2,968 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,497 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area1,030 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area736 sqft
Deck Area200 sqft
Patio Area200 sqft
Loading Dock600 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR354487
Street Address605 PALM DR
CityLARGO
StateFL
Zip33770-2661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHARBOR BLUFFS SEC 5 PARTIAL REPLAT LOT 9A
Legal Range15E
Legal Township29S
Legal Section32
Legal SubdivisionHARBOR BLUFFS SEC 5
Legal Tract35838
Legal Lot Number9A
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1011
Census Tract25210

Owner

605 Palm Dr is owned and occupied by two individuals who acquired it in January 2001.

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address605 PALM DR, LARGO, FL 33770-2661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2001
Deed SaleJan 26, 2001
Deed Book / Page11202 / 1465
Prior Transfer DateJan 10, 1995
Prior Transfer Doc8893000574
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 605 Palm Dr was $7,737 with a homeowner's exemption, down 11.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,737.00 (-11.64%) Homeowner's exemption$469,553$1,063,081 Land $844,735 Building $218,346
2024$8,756.00 (+1.34%)
2023$8,640.00 (+2.24%) Homeowner's exemption$524,671 (+3%)$1,744,621 (+42.38%) Land $1,299,971 Building $444,650
2022$8,451.00 Homeowner's exemption$509,389$1,225,290 Land $885,428 Building $339,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 179 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims101 (1993–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palm Dr

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