602 Palm Dr, Largo, FL 33770 Property Records

Pinellas County property record for 602 Palm Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,791 sqft · built 1966
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Jun 2017)
Tax Bill	$17,645 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-747-7921-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7921-6`
Alternative APNs	`32-29-15-35838-000-0230` `291532358380000230` `152932358380000230` `R354501`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,791 sqft Living Area
Gross Area	4,897 sqft
1st Floor Area	3,791 sqft
Flooring	Carpet

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,327 sqft (0.283 acres)
Lot Dimensions	115 ft deep x 91 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	552 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Loading Dock	342 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354501
Street Address	602 PALM DR
City	LARGO
State	FL
Zip	33770-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HARBOR BLUFFS SEC 5 PARTIAL REPLAT LOT 23A
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 5
Legal Tract	35838
Legal Lot Number	23A
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1011
Census Tract	25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	602 PALM DR, LARGO, FL 33770-2613
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	2017195119
Deed Book / Page	19677 / 1751
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 22, 2017
Property Address	602 PALM DR, LARGO, FL 33770-2613
Document Number	0196771751
Book / Page	19677 / 1751
Map Reference	MVB58 PG28
Instrument Date	Jun 20, 2017
Instrument	2017195119
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PLATINUM NATL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 PALM DR, 602, LARGO, FL 33770-2613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10436 LITZSINGER RD, SAINT LOUIS, MO 63131-3500

Mortgage

Document Number	2017195121
Date	Jun 22, 2017
Instrument	2017195121

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2027

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,645.00 (-23.81%)	$999,122 (-40.84%) Land $752,650 Building $246,472	$999,122 (-40.84%) Land $752,650 Building $246,472
2023	$23,159.00 (+20.25%)	$1,688,725 (+40.96%)	$1,688,725 (+40.96%) Land $1,200,635 Building $488,090
2022	$19,259.00	$1,198,002	$1,198,002 Land $823,365 Building $374,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20