609 Palm Dr, Largo, FL 33770 Property Records

Pinellas County property record for 609 Palm Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,198 sqft · built 1967
Lot Size	0.265 acres (11,561 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Dec 2017)
Tax Bill	$12,498 (2025)
Deeds & Mortgages	May 2020 Transfer Dec 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`C62-000-747-7909-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-747-7909-1`
Alternative APNs	`32-29-15-35838-000-0110` `291532358380000110` `152932358380000110` `R354489`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,198 sqft Living Area
Gross Area	3,442 sqft
1st Floor Area	2,198 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,561 sqft (0.265 acres)
Lot Dimensions	125 ft deep x 92 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	611 sqft
Deck Area	840 sqft
Patio Area	840 sqft
Loading Dock	278 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R354489
Street Address	609 PALM DR
City	LARGO
State	FL
Zip	33770-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HARBOR BLUFFS SEC 5 PARTIAL REPLAT LOT 11A
Legal Range	15E
Legal Township	29S
Legal Section	32
Legal Subdivision	HARBOR BLUFFS SEC 5
Legal Tract	35838
Legal Lot Number	11A
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1011
Census Tract	25210

Owner

609 Palm Dr is owned and occupied by an individual who acquired it in May 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	609 PALM DR, LARGO, FL 33770-2661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Deed Document Number	2017371643
Deed Book / Page	19866 / 2313
Last Transfer Date	May 19, 2020
Transfer Doc	0210060597
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 19, 2020
Property Address	609 PALM DR, LARGO, FL 33770-2661
Document Number	0210060597
Book / Page	021006 / 000597
Instrument Date	May 19, 2020
Instrument	155205
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PALM DR LARGO FL 337702661, LARGO, FL 33770-2661

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 7, 2017
Property Address	609 PALM DR, LARGO, FL 33770-2661
Document Number	0198662313
Book / Page	019866 / 002313
Instrument Date	Nov 27, 2017
Instrument	371643
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$4,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1114 18TH ST SW LARGO FL 337704800, LARGO, FL 33770-4800

Tax Assessment & Valuation

The 2025 property tax bill for 609 Palm Dr was $12,498 with a homeowner's exemption, down 2.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,498.00 (-2.81%) Homeowner's exemption	$753,957	$950,743 Land $784,496 Building $166,247
2024	$12,860.00 (+1.23%)
2023	$12,704.00 (+2.12%) Homeowner's exemption	$768,684 (+3%)	$1,373,522 (+41.42%) Land $1,154,130 Building $219,392
2022	$12,440.00 Homeowner's exemption	$746,295	$971,215 Land $794,679 Building $176,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	101 (1993–2024)
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Helene, Sep 2024 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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