601 Midland Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 601 Midland Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,857 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2024)
Tax Bill	$3,475 (2025)
Deeds & Mortgages	May 2017 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T031800029`

Property Details

APN / Parcel Number

Primary APN	`T031800029`
Alternative APN	`4-0053-8938-00-0141.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,857 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	1,137 sqft
Basement Area	1,125 sqft
Finished Basement	720 sqft
Unfinished Basement	405 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	49 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T031800029
Street Address	601 MIDLAND DR
City	O FALLON
State	MO
Zip	63366-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTBURY VLG AT THORNBURY LOT 141
Legal Subdivision	EASTBURY VLG AT THORNBURY
Legal Lot Number	141
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2013
Census Tract	311907

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	601 MIDLAND DR, O FALLON, MO 63366-7566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	202450510
Prior Transfer Date	Sep 29, 2005
Prior Transfer Doc	0043480549
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	601 MIDLAND DR, O FALLON, MO 63366-7566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067460240
Date	May 19, 2017
Book Page	6746/0240
Instrument	20170519000307710

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	601 MIDLAND DR, O FALLON, MO 63366-7566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073161279
Date	Jun 10, 2020
Book Page	7316/1279
Instrument	20200610000388200

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2019
Property Address	601 MIDLAND DR, O FALLON, MO 63366-7566
Document Number	0070690108
Book / Page	7069 / 0108
Map Reference	MB 38 PG 284
Instrument Date	May 2, 2019
Instrument	20190503000208660
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2082 BRIARBEND CT, 2082, MARYVILLE, IL 62062-5832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 MIDLAND DR, O FALLON, MO 63366-7566

Mortgage

Document Number	20190503000208670
Date	May 3, 2019
Instrument	20190503000208670

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,745 (-)	$267,078 (-) Building $267,078
2025	$3,475.00 (+4.54%)	$50,745 (+7.66%)	$267,078 (+7.66%) Building $267,078
2024	$3,324.00
2023		$47,135
2022			$248,076 Land $50,000 Building $198,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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