Santa Cruz County property record for 605 McDonald Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,192 sqft |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,406 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-461-27 |
| Primary APN | 041-461-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,192 sqft Living Area |
| Gross Area | 1,934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Construction Type | Wood |
|---|---|
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 16,335 sqft (0.375 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 742 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 605 MCDONALD RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122204 |
605 McDonald Rd is owner-occupied and held in a trust since October 2003.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15125 AMARAL RD, CASTROVILLE, CA 95012-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2003 |
| Transfer Doc | 0000110550 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 605 McDonald Rd was $1,406 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,852 (+2%) Land $24,896 Building $64,956 | ||
| 2025 | $1,406.00 Homeowner's exemption | $88,090 Land $24,408 Building $63,682 | |
| 2023 | $1,210.00 (+2.63%) Homeowner's exemption | $84,670 Land $23,460 Building $61,210 | $944,640 |
| 2022 | $1,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 McDonald Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 605 McDonald Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cruzio, Etheric Networks, Xfinity.
4G LTE only, no 5G reported
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