540 McDonald Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 540 McDonald Rd, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,508 sqft · built 1976
Lot Size	1.02 acres (44,562 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2001)
Tax Bill	$12,591 (2025)
Flood Zone	Zone X (minimal risk)
APN	`041-271-65`

Property Details

APN / Parcel Number

Primary APN	`041-271-65`
Alternative APN	`041-271-65-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area
Gross Area	2,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	44,562 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	540 MCDONALD RD
City	APTOS
State	CA
Zip	95003-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS/E P BRIGGS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

Source: Santa Cruz County records · APN 041-271-65

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 MCDONALD RD, APTOS, CA 95003-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2001 · Amount on Record
Deed Sale	Sep 14, 2001 · Amount on Record
Deed Document Number	200157818
Last Transfer Date	Nov 16, 2012
Transfer Doc	0000058084
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,992 (+2%) Land $655,483 Building $443,509
2025	$12,591.00 (+9.47%) Homeowner's exemption	$1,077,443 (+4.04%) Land $642,630 Building $434,813
2023	$11,502.00 (+1.82%) Homeowner's exemption	$1,035,604 Land $617,676 Building $417,928	$1,295,910
2022	$11,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 23% of California
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Etheric Communications, LLC., AT&T, Cruzio Internet, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.