519 McDonald Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 519 McDonald Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1972
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$1,310,000 (Jul 2023)
Tax Bill	$15,596 (2025)
Deeds & Mortgages	Jul 2023 Sale Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-461-31`

Property Details

APN / Parcel Number

Primary APN	`041-461-31`
Alternative APN	`041-461-31-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,530 sqft Living Area
Gross Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Other
Lot Area	15,202 sqft (0.349 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Deck Area	500 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	519 MCDONALD RD
City	APTOS
State	CA
Zip	95003-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	519 MCDONALD RD, APTOS, CA 95003-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	202313044
Prior Transfer Date	Apr 9, 2015
Prior Transfer Doc	0000015889
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 17, 2023
Property Address	519 MCDONALD RD, APTOS, CA 95003-9611
Document Number	0000013044
Map Reference	VOL 1 PG 20
Instrument Date	Jul 11, 2023
Instrument	2023-0013044
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,441.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	519 MCDONALD RD, APTOS, CA 95003-9611

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	519 MCDONALD RD, APTOS, CA 95003-9611
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 MCDONALD RD, APTOS, CA 95003-9611

Mortgage

Document Number	0000055552
Date	Nov 9, 2021
Instrument	2021-0055552

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,362,924 (+2%) Land $1,022,193 Building $340,731
2025	$15,596.00 (+81.71%)	$1,336,200 (+74.47%) Land $1,002,150 Building $334,050
2023	$8,583.00 (+1.86%) Homeowner's exemption	$765,870 (+2%) Land $459,522 Building $306,348	$1,147,770
2022	$8,426.00 Homeowner's exemption	$750,853 Land $450,512 Building $300,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cruzio, Etheric Networks, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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