Harford County property record for 605 Joppa Farm Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,080 sqft · built 1965 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Jun 2021) |
| Tax Bill | $2,654 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-132997 |
| Primary APN | 01-132997 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,080 sqft Total Area |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 132997 |
|---|---|
| Street Address | 605 JOPPA FARM RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 11 BK 34 9100 SF 605 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/17 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 34 |
| Legal Lot Number | 11 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 605 JOPPA FARM RD, JOPPA, MD 21085-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jun 21, 2021 | Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | May 5, 2010 · Amount on Record |
| Deed Book / Page | 14845 / 128 |
| Prior Transfer Date | Mar 3, 2006 |
| Prior Transfer Doc | 0072700282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 605 JOPPA FARM RD, JOPPA, MD 21085-4445 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0138850057 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 13885/57 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 21, 2021 |
| Property Address | 605 JOPPA FARM RD, JOPPA, MD 21085-4445 |
| Document Number | 0148450128 |
| Book / Page | 14845 / 128 |
| Map Reference | MB GRG 14 FO 17 |
| Instrument Date | Jun 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 127 WALDON RD, ABINGDON, MD 21009-2182 |
| Document Number | 0014845135 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 14845/135 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,654.00 (+10.91%) | $243,533 (+5.17%) | $255,500 (-) Land $69,300 Building $186,200 |
| 2025 | $2,393.00 (+9.72%) | $231,567 (+10.34%) | $255,500 (+16.35%) Land $69,300 Building $186,200 |
| 2023 | $209,867 | $219,600 Land $69,300 Building $150,300 | |
| 2022 | $2,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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