547 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 547 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,040 sqft · built 1965
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Dec 2019)
Tax Bill$2,320 (2025)
Deeds & MortgagesOct 2017 Mortgage
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN01-123114

Property Details

APN / Parcel Number

Primary APN01-123114
Alternative APNs
  • 1123114
  • 123114

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,040 sqft Total Area
Basement Area780 sqft
Finished Basement780 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,100 sqft (0.209 acres)
Lot Dimensions130 ft deep x 70 ft wide
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number123114
Street Address547 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 2 70/70X130 547 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/17
Legal SubdivisionJOPPATOWNE PLAT 2 OF SECTION III
Legal Block35
Legal Lot Number2,547
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2017Deed of Trust, Mortgage · Commercial Mortgage
PEOPLES BANK
Sep 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAZLE MORTGAGE INC
Dec 31, 2019Deed, Transfer · FHA Mortgage
RESIDENTIAL MORTGAGE SOLUTIONS INC
Nov 2, 2017Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jun 15, 2017Grant Deed, Transfer
CLEARVIEW SETTLEMENT SOLUTIONS
Apr 6, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Prior SaleNov 2, 2017 · Amount on Record
Deed Book / Page13616 / 311
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTITLE RATE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0125390453
DateOct 4, 2017
Book Page12539/0453
Instrument12539-0453
Lender
NamePEOPLES BANK
TypeBank
AddressYORK, PA 17403
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyBLACK OAK TITLE LLC, BLACK OAKI TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150080351
DateSep 3, 2021
Book Page15008/351
Lender
NameCAZLE MORTGAGE INC
AddressMIDDLE RIVER, MD 21220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateDec 31, 2019
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0136160311
Book / Page13616 / 0311
Map ReferenceMB GRG 14 FO 17
Instrument DateDec 19, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013616317
DateDec 31, 2019
Instrument13616/317
Lender
NameRESIDENTIAL MORTGAGE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateNov 2, 2017
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0125820083
Book / Page12582 / 0083
Map ReferenceMB G R G14 FO17
Instrument DateOct 30, 2017
Instrument12582-0083
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address547 JOPPA FARM RD, JOPPA, MD 21085-4648

Mortgage

Document Number125820090
DateNov 2, 2017
Instrument12582-0090
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJun 15, 2017
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0123880450
Book / Page012388 / 000450
Instrument DateMay 30, 2017
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyCLEARVIEW SETTLEMENT SOLUTIONS

Transaction

AmountAmount Recorded
Tax$114.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2938 COLUMBIA AVE #1402 LANCASTER PA 176037044, 1402, LANCASTER, PA 17603-7044
InvestorPossibly a Property Investor

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHARFORD MD
Recording DateApr 6, 2017
Property Address547 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0122910361
Book / Page012291 / 000361
Instrument DateJan 5, 2017
Transaction TypeForeclosure
Record UpdatedApr 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1 HOME CAMPUS MAC #X2302-04C DES MOINES IA 50328, X2302-, DES MOINES, IA 50328
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,567 (+13.04%)$246,900 (+15.97%) Land $69,300 Building $177,600
2025$2,320.00 (+4.41%)
2023$208,400$212,900 Land $69,300 Building $143,600
2022$2,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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