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549 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 549 Joppa Farm Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,560 sqft · built 1965
Lot Size0.249 acres (10,836 sqft)
Owner2 Individual Names on File
Last Sale$288,000 (May 2009)
Tax Bill$2,664 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Oct 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN01-118870

Property Details

APN / Parcel Number

Primary APN01-118870
Alternative APNs
  • 1118870
  • 118870

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,560 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,836 sqft (0.249 acres)
Lot Dimensions126 ft deep x 90 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number118870
Street Address549 JOPPA FARM RD
CityJOPPA
StateMD
Zip21085-4648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 82/90X126 AVG 549 JOPPA FARM ROAD JOPPATOWNE PT 2 PT 14/17
Legal SubdivisionJOPPATOWNE SEC III
Legal Block35
Legal Lot Number1
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2000
Census Tract301401

Owner

Source: Harford County records · APN 01-118870

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address549 JOPPA FARM RD, JOPPA, MD 21085-4648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE FEDERAL SAVINGS BANK
Oct 28, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2009 · Amount on Record
Deed SaleMay 20, 2009 · Amount on Record
Prior SaleJan 23, 2007 · Amount on Record
Deed Document Number20091700
Deed Book / Page8142 / 257
Prior Transfer DateApr 29, 2009
Prior Transfer Doc0081420257
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address549 JOPPA FARM RD, JOPPA, MD 21085-4648
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyBCHH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 JOPPA FARM RD, JOPPA, MD 21085-4648

Mortgage

Document Number0169150471
DateDec 03, 2025
Book Page16915/471
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2055

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address549 JOPPA FARM RD, JOPPA, MD 21085-4648
Document Number0143910378
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 08, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 JOPPA FARM RD JOPPA MD 210854648, JOPPA, MD 21085-4648

Mortgage

Document Number0143910378
DateJan 08, 2021
Book Page014391/000378
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term264 Months
DueJan 07, 2043
Interest
Rate3%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$271,833 (+5.29%)$285,500 (-) Land $69,400 Building $216,100
2025$2,664.00 (+8.78%) Homeowner's exemption$258,167 (+10.03%)$285,500 (+16.77%) Land $69,400 Building $216,100
2023$234,633$244,500 Land $69,400 Building $175,100
2022$2,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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