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415 Harbor Dr, Lancaster, TN 38569 Property Records

DeKalb County property record for 415 Harbor Dr, Lancaster, TN 38569

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,904 sqft · built 2005
Lot Size0.494 acres (21,507 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2019)
Tax Bill$2,423 (2025)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone X (minimal risk)
APN021019L A 02400

Property Details

APN / Parcel Number

Primary APN021019L A 02400
Alternative APN
  • 019L A 02400

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,904 sqft Living Area
1st Floor Area1,428 sqft
Upper Floors Area476 sqft
Basement Area1,428 sqft
Finished Basement612 sqft
Unfinished Basement816 sqft
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,507 sqft (0.494 acres)
Lot Dimensions164 ft deep x 144 ft wide
TerrainRolling

Exterior Amenities

PorchPatio
Porch Area580 sqft
Deck Area60 sqft
Patio Area748 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address415 HARBOR DR
CityLANCASTER
StateTN
Zip38569-5251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0912
Legal DescriptionDISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE I
Legal SubdivisionCOVE HOLLOW BAY PHASE I
Legal Lot Number17
JurisdictionDE KALB TN
Township / Civil Division1
Census Block Group4
Census Block4043
Census Tract920300

Owner

Source: DeKalb County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1183 CROSS CREEK DR, FRANKLIN, TN 37067-4035
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2019 · Amount on Record
Deed SaleAug 5, 2019 · Amount on Record
Prior SaleMar 22, 2013 · Amount on Record
Deed Document Number2019188178
Deed Book / Page449 / 289
Prior Transfer DateJun 4, 2012
Prior Transfer Doc0003400188
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateAug 5, 2019
Property Address415 HARBOR DR, LANCASTER, TN 38569-5251
Document Number0000188178
Book / Page000449 / 000289
Instrument DateAug 5, 2019
Instrument188178
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1183 CROSS CREEK DR FRANKLIN TN 370674035, FRANKLIN, TN 37067-4035

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,423.00 (+45%)$96,525 (-) Land $25,000 Building $71,525
2023$96,525 (-) Land $25,000 Building $71,525
2022$1,671.00$96,525 Land $25,000 Building $71,525$386,100 (-) Land $100,000 Building $286,100
2021$386,100 Land $100,000 Building $286,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2002–2021)
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB UTILITY DISTRICT #1
serves 17,960 people · EPA ID TN0000188
Water SourceSurface water
Last State InspectionSep 2025
Also Mapped HereDEKALB UTILITY DISTRICT #4
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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