Anne Arundel County property record for 605 Harbor Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,642 sqft · built 1980 |
| Lot Size | 0.438 acres (19,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,800 (Jun 1979) |
| Tax Bill | $4,100 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-412-03060250 |
| Primary APN | 02-412-03060250 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,138 sqft |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,097 sqft (0.438 acres) |
| View / Lot | Waterfront |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 41203060250 |
|---|---|
| Street Address | 605 HARBOR DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 BK Q SC 3 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | Q |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 702601 |
605 Harbor Dr is owned and occupied by two individuals who bought it in June 1979.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 HARBOR DR, ANNAPOLIS, MD 21403-3822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 1979 · Amount on File |
| Deed Sale | Jun 27, 1979 · Amount on File |
| Deed Book / Page | 3214 / 468 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 605 Harbor Dr was $4,100 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,900 Land $352,800 Building $210,100 | $562,900 Land $352,800 Building $210,100 | |
| 2025 | $4,100.00 | ||
| 2023 | $3,160.00 Homeowner's exemption | $515,900 Land $352,800 Building $163,100 | $515,900 Land $352,800 Building $163,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 605 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (1999–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 605 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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