602 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 602 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,231 sqft · built 1966
Lot Size	0.565 acres (24,600 sqft)
Owner	Individual Name on File
Last Sale	$855,000 (Dec 2022)
Tax Bill	$8,098 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-412-09702505`

Property Details

APN / Parcel Number

Primary APN	`02-412-09702505`
Alternative APNs	`241209702505` `41209702505`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,231 sqft Living Area
1st Floor Area	1,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,600 sqft (0.565 acres)
View / Lot	Waterfront
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	64 sqft
Deck Area	57 sqft
Balcony Area	176 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	41209702505
Street Address	602 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LTS 6 7 BK P SC 3 PL 2 602 HARBOR DR HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	P
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3019
Census Tract	702601

Owner

602 Harbor Dr is owned and occupied by an individual who bought it in December 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	602 HARBOR DR, ANNAPOLIS, MD 21403-3823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Apr 15, 1988 · Amount on File
Deed Book / Page	39346 / 484
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 19, 2022
Property Address	602 HARBOR DR, ANNAPOLIS, MD 21403-3823
Document Number	0393460484
Book / Page	39346 / 484
Map Reference	MB 25 FO 8
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	602 HARBOR DR, ANNAPOLIS, MD 21403-3823

Mortgage

Document Number	0039346493
Date	Dec 19, 2022
Instrument	39346/493

Lender

Name	ARUNDEL FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 602 Harbor Dr was $8,098 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,026,300 Land $729,100 Building $297,200	$1,026,300 Land $729,100 Building $297,200
2025	$8,098.00
2023	$6,639.00	$608,000 Land $394,600 Building $213,400	$608,000 Land $394,600 Building $213,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Dr

Nearby Streets

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