535 Harbor Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 535 Harbor Dr, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,660 sqft · built 1968
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Trust Names on File
Last Sale	$335,000 (Nov 2011)
Tax Bill	$5,933 (2026)
Deeds & Mortgages	Oct 2026 Sale Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-412-09620700`

Property Details

APN / Parcel Number

Primary APN	`02-412-09620700`
Alternative APNs	`2-412-09620700` `41209620700`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,132 sqft
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41209620700
Street Address	535 HARBOR DR
City	ANNAPOLIS
State	MD
Zip	21403-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 35 BK L SC 3 PL 2 HILLSMERE ESTATES
Legal Subdivision	HILLSMERE ESTATES
Legal Block	L
Legal Lot Number	35
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3011
Census Tract	702601

Owner

535 Harbor Dr is held in a trust since March 2022.

Source: Anne Arundel County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	112 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 29, 2022	Intrafamily Transfer, Transfer
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Apr 28, 2021	Intrafamily Transfer, Transfer EAGLE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2011 · Amount on File
Deed Sale	Nov 4, 2011 · Amount on File
Prior Sale	Jun 29, 1999 · Amount on File
Deed Book / Page	23967 / 465
Last Transfer Date	Mar 1, 2022
Transfer Doc	0385330489
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 2, 2026
Property Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760
Document Number	4275000443
Book / Page	42750 / 443
Instrument Date	Sep 8, 2026
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	112 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 29, 2022
Property Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760
Document Number	0385330489
Book / Page	38533 / 489
Map Reference	MB 25 FO 8
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	112 E BAY VIEW DR, ANNAPOLIS, MD 21403-4102

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 9, 2021
Property Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760
Document Number	0363210400
Book / Page	36321 / 400
Map Reference	MB 25 FO 8
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760

Mortgage

Document Number	36321404
Date	Mar 9, 2021
Instrument	36321/404

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	174 Months
Due	Sep 1, 2035

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 28, 2021
Property Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760
Document Number	0366400256
Book / Page	36640 / 256
Map Reference	MB 25 FO 8
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EAGLE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	535 HARBOR DR, ANNAPOLIS, MD 21403-3760

Tax Assessment & Valuation

The 2026 property tax bill for 535 Harbor Dr was $5,933, up 3% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,933.00 (+2.99%)	$470,500 (+3.47%) Land $275,300 Building $195,200	$470,500 (-) Land $275,300 Building $195,200
2025	$5,761.00 (+3.65%)	$454,733	$470,500 Land $275,300 Building $195,200
2024	$5,558.00 (+20.28%)
2023	$4,621.00	$423,200 Land $275,300 Building $147,900	$423,200 Land $275,300 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 535 Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Dr

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