605 E Wilson St, Everly, IA 51338 Property Records

Clay County property record for 605 E Wilson St, Everly, IA 51338

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,736 sqft · built 1981
Lot Size0.499 acres (21,750 sqft)
Owner2 Individual Names on Record
Last Sale$7,500 (Feb 2023)
Tax Bill$3,564 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN963803382021

Property Details

APN / Parcel Number

Primary APN963803382021
Alternative APN
  • 49096380338202100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,736 sqft Living Area
Basement Area2,736 sqft
Unfinished Basement2,736 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialWood Shingle
Lot Area21,750 sqft (0.499 acres)
Garage TypeAttached
Garage Area758 sqft
Parking Spaces3 Parking Spaces
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address605 E WILSON ST
CityEVERLY
StateIA
Zip51338-7748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal Description6 PETERSEN HEIGHTS
Legal Range38W
Legal Township96N
Legal Section3
Legal SubdivisionPETERSON HEIGHTS
JurisdictionCLAY IA
Township / Civil DivisionLONE TREE
Census Block Group4
Census Block4032
Census Tract80400

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 E WILSON ST, EVERLY, IA 51338-7748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2023 · Amount on Record
Deed SaleFeb 9, 2023 · Amount on Record
Prior SaleJul 19, 2021 · Amount on Record
Deed Document Number2023207
Deed Book / Page2023 / 207
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address605 E WILSON ST, EVERLY, IA 51338-7748
Transaction TypeMortgage
Record UpdatedAug 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/2269
DateJul 19, 2021
Book Page2021/2269
Instrument2021 2269
Lender
NameFARMERS TRUST & SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalityEverly City
Unified School DistrictClay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,564.00 (-5.96%) Homeowner's exemption$288,870 (-0.88%) Land $21,060 Building $267,810$288,870 (-0.88%) Land $21,060 Building $267,810
2024$3,790.00 (+18.14%)
2023$291,440 (+25.47%) Land $21,060 Building $270,380$291,440 (+25.47%) Land $21,060 Building $270,380
2022$3,208.00$232,270 Land $21,060 Building $211,210
2021$232,270 Land $21,060 Building $211,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEVERLY WATER SUPPLY
serves 575 people · EPA ID IA2115029
Water SourceGroundwater
Last State InspectionJan 2025
Lead8 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Evertek
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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