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405 E Wilson St, Everly, IA 51338 Property Records

Clay County property record for 405 E Wilson St, Everly, IA 51338 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,424 sqft · built 1970
Lot Size0.313 acres (13,650 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Nov 1992)
Tax Bill$2,610 (2024)
Deeds & MortgagesNov 2020 Mortgage
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN963803382016

Property Details

APN / Parcel Number

Primary APN963803382016
Alternative APN
  • 49096380338201600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,424 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,384 sqft
Finished Basement610 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialShingle
Lot Area13,650 sqft (0.313 acres)
Lot Dimensions150 ft deep x 91 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area50 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Water SourceCommercial

Location & Zoning

Old Parcel Number49096380338201600
Street Address405 E WILSON ST
CityEVERLY
StateIA
Zip51338-7770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4 BER-WIN ACRES
Legal Range38
Legal Township03
Legal Section03
Legal SubdivisionBER-WIN ACRES
JurisdictionCLAY IA
Township / Civil DivisionLONE TREE
Census Block Group4
Census Block4032
Census Tract80400

Owner

Source: Clay County records · APN 963803382016

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 231, EVERLY, IA 51338-0231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK
Nov 28, 2017Deed of Trust, Mortgage · Line of Credit
HOME STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 1992 · Amount on Record
Deed SaleNov 18, 1992 · Amount on Record
Deed Document Number0000L3 558
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address405 E WILSON ST, EVERLY, IA 51338-7770
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/3377
DateNov 02, 2020
Book Page2020/3377
Instrument2020 3377
Lender
NameHOME STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address405 E WILSON ST, EVERLY, IA 51338-7770
Transaction TypeMortgage
Record UpdatedDec 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 3089
DateNov 28, 2017
Book Page2017/3089
Instrument3089
Lender
NameHOME STATE BANK
TypeBank
AddressJEFFERSON, IA 50129
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueNov 17, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalityEverly City
Unified School DistrictClay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$199,890 (-1.94%) Land $15,780 Building $184,110$199,890 (-1.94%) Land $15,780 Building $184,110
2024$2,610.00 (+16.21%)
2023$203,840 (+23.37%) Land $15,780 Building $188,060$203,840 (+23.37%) Land $15,780 Building $188,060
2022$2,246.00 Homeowner's exemption$165,230 Land $15,780 Building $149,450
2021$165,230 Land $15,780 Building $149,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410804004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Evertek EnterprisesFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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