207 E Wilson St, Everly, IA 51338 Property Records

Clay County property record for 207 E Wilson St, Everly, IA 51338 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 866 sqft · built 1982
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2026)
Tax Bill	$1,144 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`963803355013`

Property Details

APN / Parcel Number

Primary APN	`963803355013`
Alternative APN	`49096380335501300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	866 sqft Living Area
Basement Area	866 sqft
Finished Basement	495 sqft
Unfinished Basement	866 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	50 ft deep x 144 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	207 E WILSON ST
City	EVERLY
State	IA
Zip	51338-7769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-14 2 FRYDENBORG
Legal Range	38W
Legal Township	96N
Legal Section	3
Legal Subdivision	FRYDENBORG'S ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	LONE TREE
Census Block Group	4
Census Block	4053
Census Tract	80400

Owner

Source: Clay County records · APN 963803355013

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 E WILSON ST, EVERLY, IA 51338-7769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Fiduciary Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Mar 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Sep 21, 2021	Intrafamily Transfer, Transfer
Apr 05, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2026 · Amount on Record
Deed Sale	Jul 07, 2026 · Amount on Record
Deed Document Number	20261631
Deed Book / Page	2026 / 1631
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000002974
Record Updated	Sep 20, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLAY IA
Recording Date	Jul 07, 2026
Property Address	207 E WILSON ST, EVERLY, IA 51338-7769
Document Number	0000001631
Book / Page	2026 / 1631
Instrument Date	Jun 30, 2026
Instrument	20261631
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$20,119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E WILSON ST, EVERLY, IA 51338-7769

Mortgage

Document Number	0000001632,
Date	Jul 07, 2026
Instrument	20261632

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	207 E WILSON ST, EVERLY, IA 51338-7769
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/589
Date	Mar 13, 2019
Book Page	2019/589
Instrument	589

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Sep 21, 2021
Property Address	207 E WILSON ST, EVERLY, IA 51338-7769
Document Number	2021/2974
Book / Page	2021 / 2974
Instrument Date	Jun 29, 2021
Instrument	2021 2974
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E WILSON ST, EVERLY, IA 51338-7769

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IA
Recording Date	Apr 05, 2019
Property Address	207 E WILSON ST, EVERLY, IA 51338-7769
Document Number	2019/807
Book / Page	2019 / 807
Instrument Date	Apr 04, 2019
Instrument	807
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E WILSON ST, EVERLY, IA 51338-7769

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Everly City
Unified School District	Clay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,144.00 Homeowner's exemption	$102,550 (-0.95%) Land $8,170 Building $94,380	$102,550 (-0.95%) Land $8,170 Building $94,380
2024	$1,144.00 (+11.28%)
2023		$103,530 (+23.59%) Land $8,170 Building $95,360	$103,530 (+23.59%) Land $8,170 Building $95,360
2022	$1,028.00 Homeowner's exemption	$83,770 Land $8,170 Building $75,600
2021			$83,770 Land $8,170 Building $75,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410804004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Evertek Enterprises	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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