Mecklenburg County property record for 605 E 37th St, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,030 sqft · built 1926 |
| Lot Size | 0.239 acres (10,414 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Feb 2017) |
| Tax Bill | $6,622 (2023) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-106-05 |
| Primary APN | 091-106-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Heated Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,610 sqft |
| Upper Floors Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,414 sqft (0.239 acres) |
| Porch | Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 091-106-05 |
|---|---|
| Street Address | 605 E 37TH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L1 M60-160 |
| Legal Subdivision | JOHNSTON MANUFACTURING CO |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1400 |
Source: Mecklenburg County records · APN 091-106-05
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 05, 2018 | Loan Modification, Mortgage · Conventional Mortgage NORTHPOINTE BK |
| Apr 25, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK |
| Feb 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage PARK STERLING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Prior Sale | Nov 09, 2016 · Amount on Record |
| Deed Document Number | 2017025408 |
| Deed Book / Page | 31597 / 919 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000067431 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 38254/83 |
| Instrument | 2023067431 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006362 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 33234/194 |
| Instrument | 2019006362 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Document Number | 0000118795 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 601 E 37TH ST CHARLOTTE NC 28205, CHARLOTTE, NC 28205 |
| Document Number | 0000118795 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 032986/000119 |
| Instrument | 118795 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 25, 2017 |
| Property Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Book / Page | 031745 / 000602 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 53302 |
| Transaction Type | Construction Loan |
| Record Updated | May 02, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 601 E 37TH ST CHARLOTTE NC 28205, CHARLOTTE, NC 28205 |
| Document Number | 0000053302 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 031745/000602 |
| Instrument | 53302 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 28, 2017 |
| Property Address | 605 E 37TH ST, CHARLOTTE, NC 28205-1113 |
| Document Number | 0000025408 |
| Book / Page | 31597 / 919 |
| Map Reference | MB6 PG903 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017025408 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W WILLIAM CANNON DR # 251, 4301, AUSTIN, TX 78749-1473 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 605 E 37TH ST LOT E, E, CHARLOTTE, NC 28205-1113 |
| Document Number | 0000025409 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2017025409 |
| Name | PARK STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Mar 01, 2020 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190014002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the North Charlotte Historic District listed 1990 · 286 contributing resources · NRIS 90000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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