601 E 37th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 601 E 37th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,850 sqft · built 2017
Lot Size	0.443 acres (19,326 sqft)
Owner	Individual Name on File
Last Sale	$855,000 (Sep 2020)
Tax Bill	$10,825 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-106-74`

Property Details

APN / Parcel Number

Primary APN	`091-106-74`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,850 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	19,326 sqft (0.443 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	091-106-74
Street Address	601 E 37TH ST
City	CHARLOTTE
State	NC
Zip	28205-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L2 M60-160
Legal Subdivision	TRACT 2
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	1400

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Apr 25, 2017	Deed of Trust, Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	0035060308
Deed Book / Page	35060 / 308
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113

Mortgage

Document Number	0000137914
Date	Jul 16, 2021
Book Page	36304/794
Instrument	2021137914

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113

Mortgage

Document Number	0000103155
Date	Jul 13, 2022
Book Page	37497/818
Instrument	2022103155

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	ASHEBORO, NC 27205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135171
Date	Oct 26, 2018
Book Page	33070/979
Instrument	2018135171

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 16, 2020
Property Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Document Number	0000149596
Book / Page	35060 / 308
Map Reference	MB 60 PG 160
Instrument Date	Sep 16, 2020
Instrument	2020149596
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3124B W TRADE ST, 3124B, CHARLOTTE, NC 28208-3386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113

Mortgage

Document Number	0000149597
Date	Sep 16, 2020
Book Page	35060/310
Instrument	2020149597

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	601 E 37TH ST, CHARLOTTE, NC 28205-1113
Document Number	0000046827
Instrument Date	Apr 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000046827
Date	Apr 19, 2018
Book Page	032613/000198
Instrument	46827

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber.

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