1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. E 37th St

518 E 37th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 518 E 37th St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,624 sqft · built 1926
Lot Size0.315 acres (13,752 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jul 2017)
Tax Bill$5,413 (2023)
Deeds & MortgagesOct 2019 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-103-11

Property Details

APN / Parcel Number

Primary APN091-103-11

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,624 sqft Heated Area
Gross Area1,680 sqft
1st Floor Area1,442 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,752 sqft (0.315 acres)
PorchPorch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number091-103-11
Street Address518 E 37TH ST
CityCHARLOTTE
StateNC
Zip28205-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL28 M6-903
Legal SubdivisionJOHNSTON MANUFACTURING CO
Legal Lot Number28
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Charlotte Historic District
listed 1990 · 286 contributing resources · NRIS 90000367

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address518 E 37TH ST, CHARLOTTE, NC 28205-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIRECT HM LNS
Jul 24, 2017Warranty Deed, Transfer · Conventional with PMI
DIRECT HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2017 · Amount on Record
Deed SaleJul 24, 2017 · Amount on Record
Prior SaleMar 19, 2014
Deed Document Number0031988229
Deed Book / Page31988 / 229
Record UpdatedJun 7, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address518 E 37TH ST, CHARLOTTE, NC 28205-1112
Document Number0000145452
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 E 37TH ST CHARLOTTE NC 282051112, CHARLOTTE, NC 28205-1112

Mortgage

Document Number0000145452
DateOct 28, 2019
Book Page033982/000063
Instrument145452
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 24, 2017
Property Address518 E 37TH ST, CHARLOTTE, NC 28205-1112
Document Number0000099176
Book / Page031988 / 000229
Instrument DateJul 24, 2017
Instrument99176
Transaction TypeTransfer
Record UpdatedJul 31, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address518 E 37TH ST CHARLOTTE NC 282051112, CHARLOTTE, NC 28205-1112

Mortgage

Document Number99177
DateJul 24, 2017
Book Page031988/000231
Instrument99177
Lender
NameDIRECT HM LNS
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 23, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

Nearby Properties on E 37th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures