602 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 602 E 2nd St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,256 sqft · built 1961
Lot Size0.358 acres (15,594 sqft)
OwnerCompany Name on Record
Last Sale$385,000 (Jun 2025)
Tax Bill$1,400 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APNR009973

Property Details

APN / Parcel Number

Primary APNR009973
Alternative APN
  • 561126400009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,256 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,594 sqft (0.358 acres)
Garage TypeMixed
Garage Area572 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Account NumberR009973
Street Address602 E 2ND ST
CityCORTEZ
StateCO
Zip81321-3902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSECTION: 26 TOWNSHIP: 36 RANGE: 16 TR 120FTX130FT E1/2SE1/4 N OF B 2 MCBRIDE #1 B295 P350
Legal Range16W
Legal Township36N
Legal Section26
Legal SubdivisionMCBRIDE ADDITION
Legal Tract120
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group1
Census Block1010
Census Tract969400

Owner

Source: Montezuma County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13495 ROAD 21, CORTEZ, CO 81321-8919
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 24, 2020Special Warranty Deed, Transfer
COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleSep 24, 2020 · Amount on Record
Deed Document Number2025661772
Record UpdatedOct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateOct 6, 2025
Property Address602 E 2ND ST, CORTEZ, CO 81321-3902
Document Number0000663633
Map ReferenceMB 7 PG 63
Instrument DateOct 3, 2025
Instrument663633
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyCENTERRE TITLE SERVICES LIMITED, CTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$36.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18778 ROAD 28 5, DOLORES, CO 81323

Mortgage

Document Number0000663634
DateOct 6, 2025
Instrument663634
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTEZUMA CO
Recording DateSep 24, 2020
Property Address602 E 2ND ST, CORTEZ, CO 81321-3902
Document Number0000632083
Instrument DateSep 24, 2020
Instrument632083
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

AmountAmount Recorded
Tax$25.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address602 E 2ND ST, CORTEZ, CO 81321-3902

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,400.00 (-9.33%)$27,745 (-7.66%) Land $3,229 Building $24,516$348,546 (-7.67%) Land $40,560 Building $307,986
2024$1,544.00 (+9.89%)$30,047 (-12.72%) Land $4,747 Building $25,300$377,481 (-12.72%) Land $59,639 Building $317,842
2023$1,405.00 (+29.37%)$34,426 (+53.29%) Land $5,439 Building $28,987$432,481 (+53.29%) Land $68,328 Building $364,153
2022$1,086.00$22,458 Land $2,484 Building $19,974$282,130 Land $31,200 Building $250,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CORTEZ
serves 8,770 people · EPA ID CO0142200
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: Farmers Telecommunications, FastTrack Communications, T-Mobile.

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