605 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 605 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1981
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2019)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-08-094`

Property Details

APN / Parcel Number

Primary APN	`115-08-094`
Alternative APN	`R0044210`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Multi-Level
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	5,662 sqft (0.13 acres)
Porch	Porch
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0044210
Street Address	605 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 343 SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Subdivision	MOUNTAINAIRE UNIT 02
Legal Lot Number	343
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1028
Census Tract	1500

Owner

605 Cherokee is owned and occupied by an individual who bought it in August 2019.

Source: Coconino County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Aug 23, 2019	Quit Claim Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	20193850487
Prior Transfer Date	Jan 10, 1994
Prior Transfer Doc	0000000797
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	605 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	LEAR TITLE AGENCY, CLEAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 E SAGITTARIUS PL, CHANDLER, AZ 85249-0301

Mortgage

Document Number	0003938654
Date	Dec 29, 2021
Instrument	3938654

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 23, 2019
Property Address	605 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Document Number	0003850488
Instrument Date	Aug 21, 2019
Instrument	3850488
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	605 CHEROKEE FLAGSTAFF AZ 860059541, FLAGSTAFF, AZ 86005-9541

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 23, 2019
Property Address	605 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Document Number	0003850487
Map Reference	CASE 1 MAP 115
Instrument Date	Aug 20, 2019
Instrument	3850487
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 CHEROKEE, FLAGSTAFF, AZ 86005-9541

Mortgage

Document Number	0003850489
Date	Aug 23, 2019
Instrument	3850489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	183 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 605 Cherokee was $1,567, up 6.3% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,847 (+0.14%) Land $11,475 Building $21,372
2025	$1,567.00 (+6.31%)	$32,802 (-2.41%)	$328,016 Land $134,620 Building $193,396
2024	$1,474.00 (+7.67%)	$33,613 Land $13,462 Building $20,151
2023	$1,369.00 Homeowner's exemption		$336,132 Land $134,620 Building $201,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 Cherokee in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Cherokee is high, ranking above 86% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee

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