650 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 650 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Rural Home
Details	2 ba · 1,066 sqft · built 1981
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (Oct 2025)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-08-119A`

Property Details

APN / Parcel Number

Primary APN	`115-08-119A`
Alternative APN	`R0021867`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Frame Wood
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	R0021867
Street Address	650 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-9541
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 368 AND:- LOT: 369 SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Subdivision	MOUNTAINAIRE UNIT 02
Legal Lot Number	368
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1029
Census Tract	1500

Owner

Source: Coconino County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12719 W ESTERO LN, LITCHFIELD PARK, AZ 85340-5502
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2023	Warranty Deed, Transfer ARIZONA RESEARCH AND TITLE AGENCY, ARIZONA BROKERS TITLE AGENCY
Oct 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Dec 20, 2023 · Amount on Record
Deed Document Number	20254026023
Prior Transfer Date	Oct 26, 2022
Prior Transfer Doc	0003962930
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	650 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003909244
Date	Mar 23, 2021
Instrument	3909244

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Oct 3, 2025
Property Address	650 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Document Number	0004026023
Map Reference	CASE 1 MAP 115
Instrument Date	Sep 22, 2025
Instrument	4026023
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 W HOLLY ST, PHOENIX, AZ 85003-1119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12719 W ESTERO LN, LITCHFIELD PARK, AZ 85340-5502

Mortgage

Document Number	0004026024
Date	Oct 3, 2025
Instrument	4026024

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 20, 2023
Property Address	650 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Document Number	0003987135
Map Reference	CASE 1 MAP 115
Instrument Date	Dec 14, 2023
Instrument	3987135
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ARIZONA RESEARCH AND TITLE AGENCY, ARIZONA BROKERS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19550 E WALNUT RD, QUEEN CREEK, AZ 85142-6191

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	506 W HOLLY ST, PHOENIX, AZ 85003-1119

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Oct 26, 2022
Property Address	650 CHEROKEE, FLAGSTAFF, AZ 86005-9541
Document Number	0003962930
Map Reference	CASE 1 MAP 115
Instrument Date	Oct 26, 2022
Instrument	3962930
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	650 CHEROKEE, FLAGSTAFF, AZ 86005-9541

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,386 (-5.46%) Land $14,607 Building $22,779
2025	$2,459.00 (+5.81%)	$39,547 (+0.47%)	$395,468 (+0.47%) Land $171,842 Building $223,626
2024	$2,324.00 (+26.86%)	$39,363 Land $17,184 Building $22,179
2023	$1,832.00 Homeowner's exemption		$393,631 Land $171,842 Building $221,789

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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