595 Cherokee, Flagstaff, AZ 86005 Property Records

Coconino County property record for 595 Cherokee, Flagstaff, AZ 86005

Property Summary

Property Type	Rural Home
Details	1 ba · 798 sqft · built 1988
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2026)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`115-08-095`

Property Details

APN / Parcel Number

Primary APN	`115-08-095`
Alternative APN	`R0044211`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	798 sqft Living Area
1st Floor Area	798 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	4,791 sqft (0.11 acres)
Porch	Concrete/Masonry Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	R0044211
Street Address	595 CHEROKEE
City	FLAGSTAFF
State	AZ
Zip	86005-9540
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 344 SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Subdivision	MOUNTAINAIRE UNIT 02
Legal Lot Number	344
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1028
Census Tract	1500

Owner

Source: Coconino County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5180 S OPAL RD, FLAGSTAFF, AZ 86005-6808
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 19, 2021	Other, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LHM FINANCIAL CORP LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	20264038079
Prior Transfer Date	Jul 21, 2021
Prior Transfer Doc	0003925552
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Apr 27, 2026
Property Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0004038079
Instrument Date	Apr 15, 2026
Instrument	2026.4038079
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5180 S OPAL RD, FLAGSTAFF, AZ 86005-6808

Mortgage

Document Number	0004038080,
Date	Apr 27, 2026
Instrument	2026..4038080

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Nov 20, 2023
Property Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0003985567
Map Reference	CASE 1 MAP 115
Instrument Date	Nov 16, 2023
Instrument	3985567
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	0003985568
Date	Nov 20, 2023
Instrument	3985568

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Aug 19, 2021
Property Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0003925551
Map Reference	CASE 1 MAP 115
Instrument Date	Jul 21, 2021
Instrument	3925551
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9784 W ROBIN LN, PEORIA, AZ 85383-4174

Mortgage

Document Number	0003925553
Date	Aug 19, 2021
Instrument	3925553

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Other, Transfer

Document Type	Other
Jurisdiction	COCONINO AZ
Recording Date	Aug 19, 2021
Property Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0003925552
Map Reference	CASE 1 MAP 115
Instrument Date	Jul 21, 2021
Instrument	3925552
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9784 W ROBIN LN, PEORIA, AZ 85383-4174

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	595 CHEROKEE, FLAGSTAFF, AZ 86005-9540
Document Number	0003876330
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	595 CHEROKEE FLAGSTAFF AZ 860059540, FLAGSTAFF, AZ 86005-9540

Mortgage

Document Number	0003876330
Date	Jun 19, 2020
Instrument	3876330

Lender

Name	LHM FINANCIAL CORP LHM FINANCIAL CORP
Type	Bank
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,410 (+1.13%) Land $11,475 Building $18,935
2025	$1,464.00 (+6.32%)	$30,070 (+0.59%)	$300,703 (+0.59%) Land $134,620 Building $166,083
2024	$1,377.00 (-9.53%)	$29,894 Land $13,462 Building $16,432
2023	$1,522.00		$298,935 Land $134,620 Building $164,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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