Palo Pinto County property record for 605 Carter Ln, Santo, TX 76472
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 5.33 acres (232,218 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,350 (Oct 2025) |
| Tax Bill | $2,405 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000566901 |
| Primary APN | R000566901 |
|---|---|
| Alternative APN |
|
| Lot Area | 232,218 sqft (5.33 acres) |
|---|
| Account Number | R000566901 |
|---|---|
| Street Address | 605 CARTER LN |
| City | SANTO |
| State | TX |
| Zip | 76472 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SIERRA VISTA RANCH LOT 60 G#S0350-00-00000-060-00-0 |
| Legal Subdivision | SIERRA VISTA RANCH |
| Legal Lot Number | 60 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 300 |
Source: Palo Pinto County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 605 CARTER LN, DYERSBURG, TN 38024-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 20, 2025 | Vendor's Lien, Transfer · Conventional Mortgage VETERANS LAND BOARD OF THE STATE OF |
| May 27, 2022 | Vendor's Lien, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Deed Document Number | 20256004 |
| Deed Book / Page | 2615 / 776 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Recording Date | Oct 20, 2025 |
| Property Address | 605 CARTER LN, SANTO, TX 76472 |
| Document Number | 002615/776 |
| Book / Page | 2615 / 776 |
| Map Reference | VOL 12 PG 8 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025-00006004 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CNAT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 CARTER LN, SANTO, TX 76472 |
| Document Number | 202500006005 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-00006005 |
| Name | VETERANS LAND BOARD OF THE STATE OF |
|---|---|
| Type | Government Agency |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Recording Date | May 27, 2022 |
| Property Address | 605 CARTER LN, SANTO, TX 76472 |
| Document Number | 002449/147 |
| Book / Page | 2449 / 147 |
| Map Reference | VOL 12 PG 8 SL 1207 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-00003970 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | UNKNOWN, INLAND TITLE OF TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 SUNBURST CT, WEATHERFORD, TX 76087-8912 |
| Investor | Possibly a Property Investor |
| Document Number | 202200003971 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022-00003971 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 15.2% |
| Index | Prime Rate |
| Max Rate | 18% |
Source: Palo Pinto County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,405.00 (+5.9%) | $133,280 (-23.08%) Land $133,280 | $133,280 (-23.08%) Land $133,280 |
| 2024 | $2,271.00 | ||
| 2023 | $173,260 Land $173,260 | $173,260 Land $173,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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