Palo Pinto County property record for 505 Carter Ln, Santo, TX 76472
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,071 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000566899 |
| Primary APN | R000566899 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | R000566899 |
|---|---|
| Street Address | 505 CARTER LN |
| City | SANTO |
| State | TX |
| Zip | 76472-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIERRA VISTA RANCH LOT 58 G#S0350-00-00000-058-00-0 |
| Legal Subdivision | SIERRA VISTA RANCH |
| Legal Lot Number | 58 |
| Jurisdiction | PALO PINTO TX |
| Township / Civil Division | PALO PINTO-SANTO |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 300 |
Source: Palo Pinto County records, as of October 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | PO BOX 250, SANTO, TX 76472-0250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA |
| Dec 28, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage CITIZENS STATE BANK |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 |
| Deed Sale | Dec 28, 2021 |
| Deed Document Number | 9276 |
| Deed Book / Page | 2420 / 176 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Property Address | 505 CARTER LN, SANTO, TX 76472-3249 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 505 CARTER LN, SANTO, TX 76472-3249 |
| Document Number | 002517/784 |
|---|---|
| Date | Oct 5, 2023 |
| Book Page | 2517/784 |
| Instrument | 2023-00005532 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ABILENE, TX 79604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | May 4, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | PALO PINTO TX |
| Recording Date | Dec 28, 2021 |
| Property Address | 505 CARTER LN, SANTO, TX 76472-3249 |
| Document Number | 002420/176 |
| Book / Page | 2420 / 176 |
| Map Reference | VOL 12 PG 8 SL 1207 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021-00009276 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | NOT AVAILABLE, INLAND TITLE OF TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 STEPPES CT, BROCK, TX 76087-1167 |
| Document Number | 202100009277 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-00009277 |
| Name | CITIZENS STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Jan 1, 2029 |
Source: Palo Pinto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Palo Pinto County |
| Unified School District | Santo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978,850 (+145.42%) Land $125,000 Building $853,850 | $978,850 (+145.42%) Land $125,000 Building $853,850 | |
| 2024 | $17,071.00 | ||
| 2023 | $398,850 Land $162,500 Building $236,350 | $398,850 Land $162,500 Building $236,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTO SUD serves 3,546 people · EPA ID TX1820010 |
|---|---|
| Water Source | Purchased surface water from CITY OF MINERAL WELLS |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
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